Managing Director - Warehouse Lending jobs in United States
cer-icon
Apply on Employer Site
company-logo

Huntington National Bank · 9 hours ago

Managing Director - Warehouse Lending

Huntington National Bank is seeking a Managing Director - Warehouse Lending for their Corporate Mortgage Finance Group. This role involves managing a team, originating and servicing a commercial loan portfolio, and developing client relationships while ensuring compliance with credit policies and risk management.

Asset ManagementFinanceFinancial Services
check
H1B Sponsor Likelynote

Responsibilities

Manage a team that includes assigned Relationship Managers and Producing Bankers that deliver on team and personal growth strategies to attract and retain an increasing number of clients for Corporate Mortgage Finance and across the bank
Develop and implement senior management approved team strategy to meet assigned goals, mitigate and maintain risk oversight of the group’s credit relationships; operate at a level of proficiency to become a critical member of the management team of the CMF group
Ensure all team members, relationships and transactions in your assigned portfolio are in strategic alignment with the risk profile and credit policies of the Bank, including all front-end guidance and senior management directives
Initiate and deepen client relationships by leveraging capabilities in other areas of the bank (e.g., CSG, commercial banking, capital markets), thereby gaining market share and developing new areas of opportunity across the bank’s footprint
Monitor and provide needed analysis, action plans and successful implementation of new and existing credit portfolio to identify trends and opportunities, including but not limited to:
Sourcing additional cross-sell and relationship deepening opportunities
Stress Testing/Forecasting/Concentration Analysis
Macroeconomic and industry evaluations
Conduct portfolio reviews with portfolio management and senior management
Manage special projects as assigned in coordination with senior management
Maintain up-to-date knowledge of market/industry trends and keep management fully informed on all key factors of the bank, the portfolio, client relationships, market trends and the competitive environment
Responsible for maintaining acceptable levels of credit quality of an assigned team’s portfolio consistent with the Bank and CMFG credit policies, procedures, and guidelines. The Team Leader will ensure the following:
Satisfactory loan review, audit and OCC review results of all assigned credit relationships
Immediate and concise communication of actual or potential counter-party performance, compliance or facility level credit or operational problems
Effective oversight and active surveillance of assigned facilities, potential or identified deteriorating credit risk profile situations, and actively remain engaged in working through any problem accounts, along with other internal and external parties at management’s direction
Non-credit risk management and mitigation, including effective and proper collaboration with other internal team members involved with each specific client relationship
Ensure the accurate Risk Grading accuracy of assigned portfolio, and provide timely recommendations of potential re-grades when appropriate
Expected to lead, motivate, and manage the team members to higher levels of performance through proactive coaching, mentoring, feedback, and goal setting, including:
Develop effective business development and staffing strategies
Hire qualified and competent team members
Proactively manage the performance of under-performing staff
Develop, communicate, and support personal and career development plans for entire staff
Provide performance objectives and feedback to team members on a consistent basis
Appropriately recognizing and rewarding behaviors and results that support the goals and objectives of the business unit and the bank
Properly rewarding team members financially through the approved incentive system, matching compensation with performance results
Build relationships with all LOB leadership to achieve client and organizational growth objectives
Champion the brand and be the voice of the customer. Serve as an advocate for the customer and team
Build relationships and deliver new business development results in the CMFG space
Originate and participate in the structure, underwrite, the closing processes for direct lend bilateral and/or syndicated, complex asset- backed credit facilities, including mortgage warehouse lines, mortgage servicing assets and other mortgage related asset-backed and SPE collateralized credit facilities
Be a key member of an assigned deal team with responsibility for the preparation and successful presentation of credit approval memorandums and recommendations in compliance with CMFG and bank requirements, acceptable to CMFG leadership and the appropriate level of first and second line credit administration. This includes new credit requests, modification requests, annual reviews, renewals, portfolio reviews and criticized asset reviews
Review and negotiate loan documentation in consultation with legal counsel, the assigned RM/Banker, Underwriter/Portfolio Manager and CMFG leadership
Manage a portfolio of commercial customers in partnership with the assigned UW/Portfolio Manager
Manage risk on an ongoing basis by monitoring customer creditworthiness and facility covenant and compliance, adherence to loan terms and general business conditions, etc
Originate, analyze, structure and close profitable loan transactions
Maintain and confirm credit worthiness of customers. Gather, review and track appropriate documentation from applicants. Make appropriate decisions on matters within own authority levels, and appropriately escalate matters needing higher level involvement
Participate in the underwriting of loan requests for new and existing customers. Due diligence would include verifying financial information provided, analyzing financial statements, conducting credit checks and assuring loan meets all policy and regulatory requirements
Promote and cross-sell other bank products and services as appropriate to customer requirements
Keep management fully informed on all key factors of the bank, the portfolio, client relationships, and the competitive environment
Ensure timely and accurate upline communication and visibility of material market and current and prospective client related topics
Promote the organization’s values, encourage superior performance, and reward revenue growth and productivity through appropriate incentives

Qualification

Mortgage FinanceBusiness DevelopmentCredit AnalysisTeam LeadershipCapital Markets KnowledgeClient Relationship ManagementProject ManagementAnalytical SkillsCommunicationOrganizational Skills

Required

Bachelor's Degree
7 or more years of mortgage related asset-backed lending experience

Preferred

10+ years' experience working directly as a Mortgage Finance Relationship Manager with deep subject matter expertise, prior Team Lead experience strongly preferred
Proven ability to lead strategic client dialogue and business development efforts
Extensive network of relationships with middle market and large target market clients and potential new hires
Proven ability to generate revenue growth through new client acquisition and cross-selling other banking services, including capital markets, treasury management, wealth management
Excellent communication, organization and project management skills and ability to articulate and demonstrate thoughtful rationale in design decisions
Ability to analyze corporate financial statements, client business needs and make appropriate recommendations on credit structure and facility terms
Must have knowledge of the Capital Markets (Debt and Equity) and understand how to succeed in a multi-bank/syndicated credit facility environment

Benefits

Health insurance coverage
Wellness program
Life and disability insurance
Retirement savings plan
Paid leave programs
Paid holidays
Paid time off (PTO)

Company

Huntington National Bank

company-logo
Huntington National Bank offers consumer, small business, and commercial banking, mortgages, wealth, and insurance services.

H1B Sponsorship

Huntington National Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (120)
2024 (118)
2023 (84)
2022 (114)
2021 (67)
2020 (48)

Funding

Current Stage
Public Company
Total Funding
$1.75B
2024-11-18Post Ipo Debt· $1.75B
1978-01-13IPO

Leadership Team

leader-logo
Donnell White
Senior Vice President - Chief Inclusion Officer
linkedin
leader-logo
Dontae Noel
Emerging Payments & Platforms Strategy
linkedin
Company data provided by crunchbase