JBA International · 5 months ago
Loan Underwriter
Sherman Oaks, California, US
Full-time
Onsite
Mid, Senior Level
$85K/yr - $125K/yr
5+ years expJBA International is a company specializing in real estate lending, and they are seeking a Loan Underwriter to evaluate borrower credit histories and analyze renovation budgets. The role involves collaborating with various departments to ensure compliance with credit policies and managing a pipeline of underwrites.
ConsultingHealth CareLegalProfessional Services
No H1B
U.S. Citizen Only
Responsibilities
Evaluate borrower credit history to identify potential performance concerns
Analyze renovation budgets and ensure alignment with market comps and borrower exit strategy
Validate borrower experience and track record specific to investment assets
Confirm eligibility against program guidelines and risk thresholds
Collaborate with Sales, Valuations, Construction, and Operations to collect and verify necessary due diligence documentation
Perform underwriting for RTL and fix & flip loans, including assessment of collateral value, scope of work, exit strategy, and local market dynamics
Support deal flow by providing underwriting feedback to Sales for structuring and eligibility discussions
Ensure compliance with Genesis Capital’s credit policy, asset-level guidelines, and investor requirements
Participate in pipeline meetings and provide underwriting insight to expedite processing and approvals
Review and validate key title documents such as estoppels, title reports, and indemnities as necessary
Manage a pipeline of borrower and asset underwrites within the Genesis Capital SOP’s and service level agreements (SLA’s)
Input underwriting information and data into the LOS and other systems with a focus on attention to detail
Qualification
Required
Bachelor's Degree
Minimum 5+ years in Commercial Real Estate banking or private real estate lending, in the form of underwriting, credit analysis or related experience
Experience in fix & flip or construction lending is required
Knowledge of real estate lending and loan structuring
Familiarity with real estate markets, valuation methodologies, and investor exit strategies
Understanding of borrower financials, credit risk, and KYC/AML compliance
Proficiency in Excel, PowerPoint, and pipeline management tools
Preferred
Experience with residential construction budgets, cost review, and timeline feasibility a plus
Company
JBA International
JBA International provides financial, life science, healthcare, legal, and office administration services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Jacqueline Buickians
Chief Executive Officer
Company data provided by crunchbase