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Centier Bank · 5 months ago

Community Lender

Gary, IN

Full-time

Onsite

Mid Level

$20.45/hr - $20.45/hr

3+ years exp

Centier Bank is an award-winning organization that values diversity and exceptional service. The Community Lender is responsible for soliciting mortgage loans, participating with local affordable housing agencies, and interviewing loan applicants to secure applications and supporting documents for processing.

BankingFinanceFinancial ServicesInsurance

Growth Opportunities

Responsibilities

Responsible for making sales calls on realtors, builders, and other pertinent parties for the purpose of soliciting mortgage loans, developing banking relationships, and cross-selling services

Responsible for participating with the many affordable housing agencies in the respective local markets the Community Loan Officer represents

Interview loan applicants to document income, debt, credit history, employment, and general information

Request and review documents such as income tax returns, W-2’s, purchase agreements, legal descriptions, forms for verification, and all other documents necessary to properly process an application

Determine if applicants meet established standards or what additional information might be necessary for further consideration

Ability to analyze financial information, including but not limited to tax returns

Inform applicants of all costs and closing fees associated with the loan request

Submit completed loan applications and all supporting documents to loan processing to begin processing of the loan

Call applicants to resolve discrepancies such as derogatory credit, unlisted debt or any other issue

Inform loan applicants of loan approval or denial

Participate in all scheduled meetings deemed necessary by management

Communicate open and honestly with all bank associate’s including management and with clients and potential clients

Meet production goals on a monthly basis

Attend loan closings

Understand and adhere to all bank and government regulations, rules, policies, and procedures including, but not limited to operations and compliance

Represent the bank in community activities including business, charitable, civic, and social to develop and maintain client contact and referral relationships

Engage in personal development activities such as BAI courses and internal/external training to assist in growing in career