Prosper Marketplace · 5 months ago
Director, Credit Risk Analytics
United States
Full-time
Hybrid
Director/Executive
$209K/yr - $260K/yr
10+ years expProsper is the first peer-to-peer lending marketplace in the United States, known for its history of innovation and generating results. The Director, Credit Risk Analytics will oversee credit strategies and performance of Personal Loan portfolios, ensuring compliance and recommending improvements while utilizing Machine Learning models to enhance risk strategies.
CrowdfundingFinancial ServicesFinTechLendingMarketplaceMortgagePersonal Finance
Responsibilities
Develop credit strategies to improve the credit performance by using data, statistical models and advanced analytics tools
Turn findings/gaps into strategy enhancement to present recommendations to the Risk Management and broader Prosper community with the considerations of business impact and cost needed
Maintain credit losses within the risk appetite
Bring innovative/out of the box thinking to make recommendations and approaching/solving problems
Design A/B tests and understand the risk-return trade-offs
Identify and evaluate new vendors / data sources and create business cases
Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance
Conduct ad-hoc analysis related to risk management, investor services, product, and operations
Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers
Work with legal and compliance team to ensure strategies and policies comply with all the regulatory requirements
Have experience with credit loss forecast and stress testing exercise
Qualification
Required
Master's degree in Business, Statistics, Mathematics, Engineering or Economics
10+ years of experience managing credit risk in consumer lending industry
5+ years of people leadership experience
Strong business acumen and extensive knowledge about credit management
Outstanding thought leadership and skills to translate business problem into analytical problems; ability to build and enhance framework
Exceptional communication skills in both written and oral – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
A team player – collaborate with people across functions
Business owner mentality
Ability to work in fast-paced environment and meet deadlines without sacrificing quality
Ability to work productively in a remote/in-person hybrid working environment
Benefits
Flexible time off
Comprehensive health coverage
Competitive salary
Paid parental leave
Other wellness benefits
Udemy access
Childcare assistance
Pet insurance discounts
Legal assistance
Additional discounts through Perkspot
Company
Prosper Marketplace
Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.
201-500 employees
H1B Sponsorship
Prosper Marketplace has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (50)
2024 (49)
2023 (30)
2022 (56)
2021 (46)
2020 (36)
Funding
Current Stage
Late StageTotal Funding
$503.46MKey Investors
Neuberger BermanEight Roads VenturesAssured Asset Management
2022-11-17Debt Financing· $75M
2018-01-01Series Unknown
2017-09-22Series G· $50M
Leadership Team
David Kimball
Chairman and CEO
Usama Ashraf
President
Recent News
Business Wire
2025-12-10
TechRadar.com
2025-10-21
Company data provided by crunchbase