Staff Software Engineer – Backend (Payments & Commerce) jobs in United States
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Bolt · 4 months ago

Staff Software Engineer – Backend (Payments & Commerce)

positionUnited States
timeContract
remoteRemote
seniorityLead/Staff
date8+ years exp

Bolt is a mission-driven fintech company reimagining the future of commerce infrastructure. As a Staff Backend Engineer, you will build scalable, fault-tolerant infrastructure for mission-critical payment systems and own backend architecture decisions.

E-CommerceFraud DetectionMobile PaymentsPayments
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H1B Sponsor Likelynote

Responsibilities

Design and implement backend services for payment acquisition, routing, risk evaluation, settlement, ledgering, and reconciliation
Build distributed systems that meet 5 9s reliability, low-latency, and high-throughput requirements
Collaborate with partners (banks, PSPs, card networks) to integrate payment rails and protocols
Lead backend-focused architectural reviews and make strategic technical decisions for scalability and maintainability
Partner with frontend, data, and infra teams to ensure end-to-end system integrity
Set engineering standards and mentor backend engineers across the organization

Qualification

Backend engineeringPayments infrastructureDistributed systemsModern programming languagesEvent-driven systemsTechnical decision makingMentoringCollaboration

Required

8+ years of backend engineering experience with modern languages (Go, Java, Kotlin, Rust, etc.)
2+ years in a Staff+ role at a high-scale tech or fintech company
Deep knowledge of payments infrastructure (e.g., tokenization, card networks, ISO 8583, PCI)
Strong background in event-driven systems, data consistency models, and system reliability
Ability to reason through complex distributed systems and make pragmatic trade-offs

Preferred

Experience with ISO, PayFac systems, or network tokenization
Familiarity with KYC/AML, risk scoring, or financial compliance tooling
Contributions to backend or payments open source projects

Benefits

Comprehensive health coverage: Medical, dental and vision
Remote-first workplace
Time away: Minimum of 20 days guaranteed PTO, paid holidays + floating holidays, your birthday off!
Paid parental leave
Competitive Pay
Retirement plans
Virtual and in-person team & company events

Company

Bolt

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Bolt is a fintech company that facilitates one-click online checkouts.
dateFounded in 2014
location
San Francisco, California, USA
people-size201-500 employees
web-link
https://www.bolt.com

H1B Sponsorship

Bolt has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (5)
2024 (4)
2023 (12)
2022 (44)
2021 (20)
2020 (4)

Funding

Current Stage
Late Stage
Total Funding
$982.08M
Key Investors
WestCapActivant CapitalLong Venture Partners
2022-01-19Secondary Market
2022-01-14Series E· $355M
2021-10-12Series D· $393M

Leadership Team

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Justin Grooms
President
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Laura Levinsohn
Director of Employee Experience
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Recent News

Paypers
Bolt rolls out all-in-one SuperApp
2025-09-29
PR Newswire
Bolt Launches SuperApp Combining Finance, Crypto and Rewards All in One Platform
2025-09-25
Cherubic Ventures Portfolio
2025-09-03
Company data provided by crunchbase