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Alto · 5 months ago

Financial Operations Manager

United States

Full-time

Remote

Mid, Senior Level

5+ years exp

Alto is a rapidly growing fintech startup based in Nashville, TN, focused on transforming how people invest for the future. The Financial Operations Manager will lead a FinOps team responsible for overseeing daily financial operations, ensuring accurate transaction processing, and implementing process improvements to support the company's growth.

Financial ServicesFinTechInformation TechnologyPersonal Finance

Work & Life Balance

Responsibilities

Manage daily transaction workflows including wires, checks, internal transfers, and investment-related payments

Book and record tax and check payments

Process inbound and outbound wires

Enter and allocate inbound check batches, ensuring accuracy and timely posting

Address chargebacks, NSF accounts, and related adjustments

Perform daily, monthly, and ad-hoc reconciliations (e.g., bank, cash, transactions)

Manage forfeitures and related account adjustments

Review and action distributions as required

Support month-end close by reconciling bank statements and preparing reports

Oversee write-offs and ensure accurate documentation

Partner with Operations, Product, and Engineering teams to improve financial workflows and system integrations

Identify and implement process improvements to enhance accuracy, automation, and efficiency

Strategically elevate FinOps processes and execution to allow for servicing customers at scale with AI processes and solutions

Serve as a subject matter expert for financial operations, advising on new initiatives and system enhancements

Ensure all financial processes comply with regulatory standards, internal policies, and audit requirements

Manage, mentor, and develop members of the financial operations team

Establish and maintain best practices, policies, and controls for financial operations

Act as a liaison between Finance, Operations, Product & Engineering and other business units to ensure seamless financial processing

Provide training, support, and guidance to team members on new processes, tools, and compliance requirements

Foster a culture of accountability, accuracy, and continuous improvement

Qualification

Financial operations managementTransaction processingReconciliationsFinancial reportingAnalytical skillsExcel proficiencyLeadership skillsCommunication skillsProblem-solving skillsOrganizational skillsAttention to detail

Required

Bachelor's degree in Finance, Accounting, Business Administration, or related field

Series 99

5+ years of experience in financial operations, treasury management, or similar role

Prior experience in a financial technology (fintech) company or financial services organization (banking, payments, or investments) is required

Demonstrated experience managing transaction processing, reconciliations, and settlement operations

Proven experience with monthly close processes, audit preparation, and financial reporting

Strong knowledge of banking operations, payments, and investment transaction flows

Ability to manage high-volume transaction processing with accuracy and attention to detail

Experience with reconciliations, settlement systems, and treasury workflows

Excellent analytical and problem-solving skills

Strong leadership, organizational, and communication skills

Ability to thrive in a fast-paced fintech environment, balancing competing priorities while ensuring compliance and accuracy

Advanced proficiency in Excel and familiarity with accounting/treasury software tools

Strong sense of ownership and accountability for financial accuracy and timeliness

Benefits

Open PTO policy encouraging regular time off

Comprehensive health insurance and voluntary benefits (e.g. dental, vision, LTD, pet coverage, etc.) options

HSA contribution match for the HSA-eligible health insurance plan

401(k) with up to 3% company match yearly

Equity as a part of your compensation

Generous paid holiday schedule that allows for at least one 3-day weekend each month

Four to 12 weeks paid parental leave

No-meeting Friday: we aim for zero internal meetings on Fridays to allow for focus time

Quarterly work-from-home stipend to support a fully remote or hybrid work-life

Company

Alto

TAKE THE ALTERNATIVE ROUTE TO RETIREMENT Alto's holistic alternatives investment platform empowers individual investors to diversify their portfolios by investing in alternative assets that have long been enjoyed by professional investors.

Founded in 2016

Nashville, Tennessee, USA

51-200 employees