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East West Bank · 7 hours ago

Portfolio Manager

Pasadena, CA

Full-time

Onsite

Senior Level

$90K/yr - $170K/yr

7+ years exp

East West Bank is a premier financial institution serving as a bridge between the East and West since 1973. They are seeking a Portfolio Manager for the Healthcare Finance specialty lending group, responsible for underwriting, credit monitoring, and portfolio management, while analyzing financial data and managing client relationships.

BankingFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Underwrite, manage and structure commercial lines of credit, real estate, and cash flow leverage transactions according to the Bank establish guidelines and policies

In depth working knowledge of ABL revolvers including evaluation of borrowing bases, field exams, and collateral monitoring

Ongoing monitoring of credit/covenant compliance

Analyze and create financial loan memorandums to generate new loans and modifications

Manage the renewal process by working with the client and the credit department including increase/amendment/waiver

Partner with the Relationship Manager as the point of contact for the client; acting as a liaison to the credit department, the commercial support staff and other internal business partners

Ensure compliance with EWB regulatory and credit requirements

Responsible for credit risk and quality of the portfolio

Develop problem loan credit solutions

Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines

Determine the merits of specific loan requests and recommend structure as well as aggressively managing the client relationship

Assist with due diligence/analysis with new client relationships and opportunity memos as appropriate

As appropriate assist in the development of junior bankers, credit analysts, and relationship associates

Make presentations on specific loans and participate in the bank's loan approval process, recommending approval and appropriate structure of credits

Perform other administrative duties required for the maintenance of a portfolio of clients

May perform other duties as assigned

Qualification

Commercial banking experiencePortfolio managementUnderwriting skillsCredit policy knowledgeFinancial analysisPresentation skillsVerbal communicationWritten communicationProblem-solving

Required

Bachelor's degree or combination of education and directly related experience

7+ years commercial banking and direct portfolio management and/or underwriting experience (OR 4 years experience for Portfolio Officer)

Demonstrates strong underwriting and projection skills

Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits

Develop problem loan credit solutions

Has strong knowledge base in Treasury, FX and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full service solutions to the company

Excellent presentation, verbal & written communication skills