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First National Bank GH · 5 months ago

Director, CECL Analytics and Loss Forecasting(Omaha, NE)

Omaha - FN Tower

Full-time

Hybrid

Senior Level, Lead/Staff

$96K/yr - $163K/yr

8+ years exp

First National Bank of Omaha is seeking a Director of CECL Analytics and Loss Forecasting. This role combines technical expertise in loss forecasting with strategic leadership, focusing on credit risk business intelligence across consumer and commercial lending portfolios.

BankingFinancial Services

No H1B

Responsibilities

Lead strategic business initiatives integrating loss forecasting capabilities with business strategy execution, risk appetite development, and regulatory compliance across consumer and commercial lending portfolios

Serve as trusted advisor to executive leadership, providing strategic insights that connect loss forecasting results to business performance, market opportunities, and strategic decision-making

Utilize advanced statistical and programming skills to develop sophisticated loss forecasting models for FNBO's consumer installment loans and card portfolios across both consumer and commercial segments

Apply sophisticated econometric techniques including regression analysis, time series modeling, survival analysis, and portfolio segmentation approaches consistent with industry best practices and regulatory guidance

Lead continuous enhancement of CECL qualitative assessments and write-ups, ensuring comprehensive explanations of portfolio-specific risk factors, economic adjustments, and management overlays that support quantitative model outputs

Develop and communicate advanced business intelligence that connects loss forecasting results to management decisions, macroeconomic trends, and organizational objectives across wide business audiences

Ensure models meet regulatory standards including SR 11-7, while serving as primary liaison with internal and external regulators, auditors, and vendors on ongoing CECL-related matters and examinations

Drive ongoing improvement of qualitative methodologies, model validation processes, and documentation standards while ensuring regulatory compliance

Drive business innovation through enhanced loss forecasting methodologies and process automation that support business growth and operational efficiency

Provide strategic guidance and technical mentorship to analysts and business leaders across the organization on complex analytical projects, modeling techniques, and qualitative assessment methods

Build organizational capabilities through expertise sharing, training initiatives, and strategic consultation that enhance enterprise credit risk management including both quantitative and qualitative analysis expertise

Qualification

Loss forecastingStatistical modelingPython programmingSQLEconometric techniquesData analysisCloud data warehousingCredit risk managementLeadershipCommunication skillsProject managementTeam management

Required

Demonstrated leadership abilities with experience managing projects and/or teams in a technical environment

Ability to manage multiple complex projects simultaneously while meeting critical deadlines

Knowledge of consumer installment loans and consumer and/or small business credit card loans

Extensive knowledge of statistical and data science methods applied in the finance industry along with advanced programming skills

Ability to work with data to identify complex business trends and propose solutions

Ability to build consensus and influence the organization in order to achieve business goals

Experience with loss forecasting and stress testing at a financial institution, preferably a CCAR institution

Master's degree or PhD in data science, mathematics, statistics, finance, economics, or related field required

8+ years of experience in highly analytical business functions, including at least 4 years in Credit Risk, modeling or related fields

3+ years of experience using Python programming, and SQL with a focus on data analysis, financial modeling, and expert knowledge of Excel

Strong knowledge of working with cloud-based data warehousing solutions (e.g., Snowflake) and version control systems (e.g. Git)

Demonstrated excellent oral and written communication skills

Demonstrated ability to handle stress, meet deadlines and work independently

Candidates must possess unrestricted work authorization and not require future sponsorship

Preferred

Experience in banking or financial services

Benefits

Medical, Dental, Vision Insurance

401k, With Matching Contributions

Time Off Programs

Health Savings Account (HSA)/Dependent Care

Employee Banking

Growth Opportunities

Tuition Assistance

Short-Term/Long-Term Disability Insurance

Company

First National Bank GH

First National Bank Ghana received a universal banking license from the Bank of Ghana during the second half of 2015 with Richard Hudson as Chief Executive Officer.

Founded in 2017

Ridge, Volta, GHA

501-1000 employees