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OneMain Financial · 2 weeks ago

Manager, Credit Strategy for Auto Finance Credit Analytics

Irving, TX

Full-time

Hybrid

Mid, Senior Level

4+ years exp

OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. The Manager, Credit Strategy for Auto Finance Analytics will lead key projects and contribute to the creation and launch of value-adding products while developing strategies to manage risk, drive growth, and increase profitability.

CreditFinanceFinancial ServicesInsuranceWealth Management

Responsibilities

Utilize analytic tools (i.e. SAS, SQL, MATLAB, Python, and Open Source tools such as R is a plus) data query tools to build, test, evaluate, and maintain robust data analysis and reporting for management to make timely, informed decisions

Design, recommend, document, and execute consumer underwriting, product, channel and/or customer experience strategies to improve our lending portfolio

Partner with other leaders to define business priorities, align resources, and communicate progress to executive leadership

Analyze data and create and validate assumptions that feed into volume growth and profitability strategies

Draw conclusions by making recommendations for developing or modifying existing strategies

Incorporate response models and underwriting models into marketing programs

Continually enhance existing scorecards

Understand the data environment to appropriately prioritize and set expectations for key reporting, and analytical priorities

Effectively prioritize competing initiatives with help of their management chain; translate strategic priorities into initiatives and manage expectations

Elevate talent and culture within team through mentoring, coaching and partnering with other associates

Qualification

SQLSASData AnalyticsPythonConsumer LendingAnalytical SkillsProject ManagementMentoringCommunication

Required

Bachelor's Degree (Graduate a plus) in a quantitative discipline, such as Engineering, Statistics, Economics, Data Analytics or Computer Science

2+ years of experience in a data driven analytics environment; consumer lending preferred; Master's or PHD degrees may offset experience. 4+ years required

Advanced analytical skillset using tools such as SQL, SAS, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus such as R, Hive Python, Oracle, Unix are desired

Innovative and capable of developing a highly analytical approach to solving problems

Experience driving projects and presenting to senior management on results and ideas

Capability and willingness to learn new areas within the OneMain business and take on diverse projects