Willamette Valley Bank · 5 months ago
Mortgage Loan Officer (43264)
Coeur D Alene, ID, US
Full-time
Onsite
Entry, Mid Level
2+ years expWillamette Valley Bank is seeking a results-driven Mortgage Loan Officer to originate quality residential mortgage loans while delivering best-in-class borrower experience. This client-facing role is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing.
BankingFinancial Services
Responsibilities
Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs
Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms
Manage the loan process from application to closing in partnership with operations, ensuing compliance, quality, and timely resolution of any issues
Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities
Maintain proactive, transparent communication with clients and stakeholders throughout the loan process
Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings
Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking
Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings
Stay informed on market trends, regulatory changes, and industry best practices
Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements
Meet or exceed minimum production standards as established by mortgage management
Uphold confidentiality, ethical conduct, and professionalism in all interactions
Qualification
Required
Minimum of 2 years recent experience as self-generating mortgage loan originator, primarily in first lien originations
Associate degree in business or related field, or equivalent experience
Active NMLS registration (or ability to obtain and maintain eligibility)
Advanced knowledge of mortgage products, underwriting standards, and regulatory requirements
Strong relationship management, sales, and client service skills
Ability to analyze and interpret data and calculate figures such as income, basis points, and commissions
Proficient with Encompass and Microsoft Office, comfort with other mortgage and CRM platforms preferred
Exceptional time management, attention to detail, and organizational skills
Effective verbal and written communication skills
Flexible and adaptable to changing priorities with a team-first mind set
Preferred
Proficient with Encompass and Microsoft Office, comfort with other mortgage and CRM platforms preferred
Benefits
Competitive compensation structure with incentive opportunities
Comprehensive benefits package
A stable, collaborative work environment
Supportive and knowledgeable leadership team
Company
Willamette Valley Bank
Willamette Valley Bank is a community bank that provides financial services for clients.
51-200 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2009-03-05IPO
Leadership Team
Neil Grossnicklaus
CEO
Ryan Dempster
President and Chief Executive Officer
Recent News
Business Wire
2025-10-17
Morningstar.com
2025-09-19
Coeur d'Alene Press
2023-12-25
Company data provided by crunchbase