American Financing · 5 months ago
Sr. Mortgage Consultant - Refinance
Aurora, CO
Full-time
Hybrid
Entry, Mid Level
$56K/yr - $350K/yr
1+ years expAmerican Financing is a national mortgage lender known for its innovative approach and commitment to helping customers achieve their financial goals. The Mortgage Consultant will initiate the mortgage process for clients, analyzing and verifying loan applications for real estate purchases or refinances, while providing sound financial advice and maintaining knowledge of current market trends.
FinanceFinancial ServicesFinTechPersonal Finance
Responsibilities
Interviews potential and current clients to understand their lending needs including first-time mortgages or refinance of existing loans
Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications
Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness
Reviews loan applications, gathers credit histories and reports, and assesses applicants’ capacity to repay and default risk
Based on predetermined requirements, assesses, and grants or rejects mortgage applications
Views property for real estate purchase or refinance
Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages
Demonstrates the ability to use independent judgement and critical thinking skills in matters of significant impact
Work with the processing staff and borrower to ensure the loans are completed in a timely manner
Report daily to management on current production and goals
Performs other duties as assigned
Qualification
Required
Excellent interpersonal and customer service skills
Excellent organizational skills and attention to detail
Ability to analyze and comprehend complex financial data and provide sound financial advice
Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans
Proficient with Microsoft Office Suite or related software
Minimum High School diploma
State Mortgage Licensing\NMLS
Preferred
One to three years of prior experience in lending or related field preferred
Benefits
Medical, Dental, Vision
401k
Paid time off and sick days
Paid holidays
Long-term paid disability
Paid maternity and bonding leave
Full desk equipment provided
Company
American Financing
American Financing is a national mortgage banker, licensed in all 50 states.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
G
Gabie Maldonado
Co-Founder
Damian Maldonado
CO/Founder
Recent News
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