Cornerstone Bank · 5 months ago
Chief Credit Officer
Overland Park, KS
Full-time
Onsite
Lead/Staff, Director/Executive
5+ years expCornerstone Bank is a locally owned community bank focused on serving businesses and individuals. They are seeking a Chief Credit Officer responsible for maintaining credit quality within the loan portfolio and leading the credit team to achieve organizational objectives.
Banking
Responsibilities
Oversee the bank’s loan risk management process to monitor quality control and minimize losses
Maintains loan policy and loan procedure to ensure adherence to sound underwriting best practices, laws, and regulations
Stays current on banking regulatory changes, monitor industry's best practices and economic trends, provide updates to other members of the team, and ensures that current practices and policies are compliant and appropriate to changing conditions
Informs the President, Board of Directors, and Loan Committee of any material considerations affecting loan portfolio or policy
Develops and oversees the Bank’s internal credit training program, working with credit department staff and external resources. Use strong management practices to hire, coach and develop the credit team, ensuring that the team remains appropriately staffed
Ensures loans are properly documented for covenant compliance as well as safety and soundness (via Loan Operations Department)
Oversees Impairment Analysis
Reviews Loans prior to External Loan Committee meeting
Development of loan packets
Oversees stress tests
Responsible for annual large loan review and annual review of loan policy
Leads loan review and train internal loan review
Continuing education and/or training sessions, as required
Maintains current employee information in the Disaster Recovery Plan
Performs other duties as assigned
Qualification
Required
Bachelor's degree in Business Administration or Finance
A minimum of five (5) to seven (7) years of experience performing accounting/finance functions
At least two (2) to five (5) years of financial institution experience and management experience
Adhere to the Company's policies and supporting Management decisions and goals in a positive, professional manner
Represent Cornerstone Bank with a high level of integrity and professionalism
Maintain knowledge and understanding of banking rules, regulations, laws and all policies and procedures pertaining to them including, but not limited to, the Bank Secrecy Act
Demonstrate a willingness to adapt to changing business needs and deadlines
Possess a work ethic that includes neatness and punctuality
Professional appearance and demeanor
Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone
Effective interpersonal skills with the ability to work with individuals and groups at all organization levels; ability to work independently and as part of a team
Take initiative and prioritize tasks; good time-management, organizational, problem-prevention and problem-solving skills
Excellent analytical and active listening skills
Ability to work accurately with close attention to detail
Maintain confidentiality of sensitive information
Working knowledge of Microsoft Office Suite
Preferred
Familiarity with Fiserv core system and Suntell document imaging/scanning systems a plus
Benefits
Competitive wage and attractive benefits package
Discretionary bonus potential
Health, dental, and vision insurance (including company contribution), voluntary short-term disability, and company-paid long-term disability, life insurance, and identity theft insurance
401(k) retirement plan with company match
Generous Paid Time Off (PTO) and Holidays, monthly telecommute day
Opportunities for professional development
Dress for your Day dress code, Red Fridays (KC Chiefs)/special event days, fitness reimbursement program, paid volunteer program, quarterly birthday events, team-building events, social events, work-life employee assistance program
Company
Cornerstone Bank
Cornerstone Bank is a full service community bank serving the great Kansas City area.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Robert C. Titus
Chief Financial Officer
Ken Torgler
Chief Credit Officer
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