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Texas Department of Banking · 4 months ago

DOB - Financial Examiner V: Credit Review Specialist (Dallas, Houston)

Texas-Dallas

Full-time

Onsite

Senior Level

$9,166.67/mo - $9,508.25/mo

6+ years exp

The Texas Department of Banking is responsible for ensuring a safe and competitive financial services system in Texas. They are seeking a Financial Examiner V: Credit Review Specialist who will conduct credit risk examinations, analyze internal reports, and ensure compliance with regulations while working under limited supervision.

BankingFinancial Services

Comp. & Benefits

Responsibilities

Plans and completes credit risk related examination events

Develop report ready comments and submit them to the Examiner-in-Charge

Ensures proper application of departmental policies and procedures, as well as state and federal regulations

Performs ongoing review of credit related bank reporting

May have supervisory responsibility for staff assisting in credit review

Represents the Department of Banking at Board meetings or management meetings

Works extensively with the federal regulator to ensure that examination activities are conducted in a well-coordinated manner

May participate in the Department’s activities in Shared National Credit review and functions as a voting member

Assists the Examiner-in-Charge as needed

Other duties as assigned

Qualification

Credit risk measurementRisk management practicesCredit review experienceFinancial institution experienceGraduate banking schoolMicrosoft WordExcelAuditing financial dataBilingual in SpanishCommunication skillsSelf-motivated

Required

Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting

A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related

Six years of credit review experience with a bank regulatory agency, credit review firm, financial institution or with an asset management resolution firm, or ten years commercial lending experience as a senior officer with a depository institution

Copy of official college transcripts must be submitted with The State of Texas Application for Employment

Position requires at least 50 % overnight travel

Must possess or obtain within 90 days a valid Texas driver's license

Satisfactory driving records are required for driving any vehicle to conduct agency business

Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection

This position requires that the incumbent demonstrate strong personal financial responsibility and integrity

Final applicants may be subject to an employment credit check, driving record check, and criminal background check

Applicants selected for an interview may be asked to complete a work style profile

State law prohibits any employee of the Department from being or becoming 'directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner.'

For any previous regulatory or industry experience, the applicant selected may be required to provide a training profile reflecting courses attended with previous employers

Possess and exhibit excellent oral and written communication skills

Possess working knowledge in the use of personal computers, including Microsoft Word and Excel

Expertise knowledge in credit risk measurement and risk management practices

Knowledge of statutory requirements, business operating procedures and reporting techniques

Ability to serve, without supervision, as EIC of small or large, non-complex or complex, and non-problem or problem institutions

Skill in reviewing and auditing financial data and records

Ability to be self-motivated and exercise initiative and independent judgment

Ability to maintain confidentiality and handle sensitive information