Texas Department of Banking · 4 months ago
DOB - Financial Examiner IV-V: Commercial Bank Examiner
Houston Regional Office8588 Katy Freeway, Suite 345
Full-time
Onsite
Mid, Senior Level
$8,545/mo - $10,041/mo
4+ years expThe Texas Department of Banking is dedicated to ensuring a safe and competitive financial services system in Texas. They are seeking a Financial Examiner IV-V: Commercial Bank Examiner who will be responsible for examining financial institutions, communicating findings, and supervising other examiners.
BankingFinancial Services
Responsibilities
Interprets and applies regulatory policies, procedures, laws and regulations
Analyzes areas of concern and personnel needs for upcoming examinations
Acts as examiner-in-charge of small to large, non-problem financial institutions without supervision. Under supervision, act as examiner-in-charge of large, complex or small problem institutions
Prepares written comments and conclusions of all CAMELS component areas when acting as the examiner-in-charge
Communicate examination findings to senior bank management and Board of Directors through oral presentation. May also prepare written examination reports as prescribed by departmental guidelines
Compile and analyze data and formulate conclusions
Completes assigned tasks in a thorough and timely manner
Attends all assigned schools and training seminars
Conducts, with supervision, reviews of examination reports
Provides supervision, training and evaluation of other examiners
Conducts financial and credit analysis and loan reviews. Prepares written summaries of criticized or adversely classified assets
Monitor financial condition of non-problem financial institutions through off-site procedures, without supervision
May conduct credit review and analysis involving larger, more complex credit relationships
Selects career path in trust, IT or commercial areas and enhances skills through on-the-job training and continuing education
May conduct examinations of trust and IT functions, including acting as examiner-in-charge, without supervision
Qualification
Required
Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting
A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related
Four years progressively responsible experience in the regulation, examination, and analysis of financial institutions
Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority
Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel
Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel
Same education requirements as a Financial Examiner IV
Five years progressively responsible experience in the regulation, examination, and analysis of financial institutions
Must possess or obtain within 90 days a valid Texas driver's license
Satisfactory driving records are required for driving any vehicle to conduct agency business
Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection
This position requires that the incumbent demonstrate strong personal financial responsibility and integrity
Applicants selected for an interview may be asked to complete a work style profile
Final applicants may be subject to an employment credit check, driving record check, and criminal background check
State law prohibits any employee of the Department from being or becoming 'directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner.'
Possess and exhibit above average oral and written communication skills
Possess working knowledge in the use of personal computers, including Microsoft Word and Excel
Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public
Ability to be self-motivated and exercise initiative and independent judgment
Ability to maintain confidentiality and handle sensitive information
Preferred
Work experience with a financial institution desired
Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing
Company
Texas Department of Banking
Texas Department of Banking provides various types of financial and banking services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Sami Chadli MBA, CGFM
Chief Financial Officer
Recent News
Company data provided by crunchbase