Texas Department of Banking · 4 months ago
DOB - Financial Examiner II - III: Commercial Bank Examiner (Dallas, Houston, San Antonio)
Dallas Regional Office12000 Ford Road, Suite 200
Full-time
Onsite
Entry, Mid Level
$6,528/mo - $7,131/mo
1+ years expThe Texas Department of Banking is dedicated to ensuring a safe and competitive financial services system in Texas. They are seeking Financial Examiners II - III to examine the financial condition of state-chartered banks, ensuring compliance with laws and regulations. The role involves analyzing bank records, preparing examination documents, and communicating findings to bank management.
BankingFinancial Services
Responsibilities
Complete all detail assignments with limited supervision
Demonstrate knowledge of regulatory policies, procedures, laws and regulations
May assist in the examination of trust companies or information technology departments
Act as assistant examiner-in-charge (AEIC) at most financial institutions. May also act as the EIC, under direct supervision, at smaller, non-problem financial institutions
Review pre-examination data and assist with analyzing, evaluating, and interpreting information to assess capital, asset quality, management, earnings, liquidity, and sensitivity to market risk
Prepare examination related documents such as workpapers and procedures
Attend or participate in meetings with bank personnel, management, and boards of directors
Interact with and interview bank personnel of various levels to obtain information and documents, determine awareness of policies, practices, and laws and regulations, and provide feedback regarding examination activities
Prepare written comments and conclusions of CAMELS component areas when acting as the AEIC
Complete assigned tasks in a thorough and timely manner
Attend all assigned schools and training seminars in the prescribed training matrix
Communicate examination findings to bank management and boards of directors, under direct supervision
Develop a basic understanding of financial and credit analysis, with direct supervision. Obtain information needed from management through loan discussions to make an informed credit evaluation decision in a non-complex situation. Prepare written summarizations of criticized or adversely classified assets
Effectively prepare both the operational portion of the examination report and a thorough tieback before submission to the regional office
Achieve general understanding of financial and credit analysis. Supervision for the Senior Assistant is primarily limited to training on large, complex, or unusual loan relationships or situations
Assist in the supervision, training, and evaluation of subordinate personnel
Performs related work as assigned
Qualification
Required
Graduation from an accredited four-year college or university with major course work in finance, accounting, economics, business administration or job-related field with a minimum of six hours in accounting, nine hours preferred, to include basic and / or intermediate accounting courses
Must have a minimum grade point average of 2.50 on a 4.0 scale for all accounting hours
Must have a minimum overall grade point average of 2.75 on a 4.0 scale
A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related
One-year progressive, responsible experience in the regulation, examination, and analysis of financial institutions
Satisfactory completion of all loan procedures, numerous times, and performed EIC assignments a sufficient number of times
Successful completion (or scheduled to take) of bank operations, credit, and EIC schools, or their equivalents
Two years of progressive, responsible experience in the regulation, examination, and analysis of financial institutions
Copy of official college transcripts must be submitted with The State of Texas Application for Employment
Preferred
Work experience with a financial institution desired
Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing
Company
Texas Department of Banking
Texas Department of Banking provides various types of financial and banking services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Sami Chadli MBA, CGFM
Chief Financial Officer
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