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Capps Plumbing and Sewer, Inc. · 4 months ago

DOB - Financial Examiner II - III: Commercial Bank Examiner (Dallas, Houston, San Antonio)

Texas-DallasWork Locations

Full-time

Onsite

Entry, Mid Level

$6,528/mo - $7,131/mo

1+ years exp

The Texas Department of Banking is committed to ensuring a safe and competitive financial services system in Texas. They are seeking a Financial Examiner II - III to examine the financial condition of state-chartered banks, ensuring compliance with laws and regulations while participating in training to enhance banking knowledge and supervisory skills.

CommercialCustomer ServiceProperty ManagementResidential

Responsibilities

Complete all detail assignments with limited supervision

Demonstrate knowledge of regulatory policies, procedures, laws and regulations

May assist in the examination of trust companies or information technology departments

Act as assistant examiner-in-charge (AEIC) at most financial institutions. May also act as the EIC, under direct supervision, at smaller, non-problem financial institutions

Review pre-examination data and assist with analyzing, evaluating, and interpreting information to assess capital, asset quality, management, earnings, liquidity, and sensitivity to market risk

Prepare examination related documents such as workpapers and procedures

Attend or participate in meetings with bank personnel, management, and boards of directors

Interact with and interview bank personnel of various levels to obtain information and documents, determine awareness of policies, practices, and laws and regulations, and provide feedback regarding examination activities

Prepare written comments and conclusions of CAMELS component areas when acting as the AEIC

Complete assigned tasks in a thorough and timely manner

Attend all assigned schools and training seminars in the prescribed training matrix

Communicate examination findings to bank management and boards of directors, under direct supervision

Develop a basic understanding of financial and credit analysis, with direct supervision. Obtain information needed from management through loan discussions to make an informed credit evaluation decision in a non-complex situation. Prepare written summarizations of criticized or adversely classified assets

All listed job duties listed above

Effectively prepare both the operational portion of the examination report and a thorough tieback before submission to the regional office

Achieve general understanding of financial and credit analysis. Supervision for the Senior Assistant is primarily limited to training on large, complex, or unusual loan relationships or situations

Assist in the supervision, training, and evaluation of subordinate personnel

Performs related work as assigned

Qualification

Financial analysisRegulatory complianceBank examinationAccounting knowledgeCommunication skillsAnalytical skillsReport writingBilingual in SpanishTeam collaborationAttention to detail

Required

Graduation from an accredited four-year college or university with major course work in finance, accounting, economics, business administration or job-related field with a minimum of six hours in accounting, nine hours preferred, to include basic and / or intermediate accounting courses

Must have a minimum grade point average of 2.50 on a 4.0 scale for all accounting hours

Must have a minimum overall grade point average of 2.75 on a 4.0 scale

A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related

One-year progressive, responsible experience in the regulation, examination, and analysis of financial institutions

Satisfactory completion of all loan procedures, numerous times, and performed EIC assignments a sufficient number of times

Successful completion (or scheduled to take) of bank operations, credit, and EIC schools, or their equivalents

Two years of progressive, responsible experience in the regulation, examination, and analysis of financial institutions

Copy of official college transcripts must be submitted with The State of Texas Application for Employment

Position requires at least 50 % overnight travel

Must possess or obtain within 90 days a valid Texas Driver's license

Satisfactory driving records are required for driving any vehicle to conduct agency business

Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection

This position requires that the incumbent demonstrate strong personal financial responsibility and integrity

Applicants selected for an interview may be asked to complete a work style profile

Final applicants may be subject to an employment credit check, driving record check, and criminal background check

State law prohibits any employee of the Department from being or becoming 'directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner.'

For any previous regulatory or industry experience, the applicant selected may be required to provide a training profile reflecting courses attended with previous employers

Demonstrates clear and effective oral and written communication skills

Possesses working knowledge in the use of personal computers, especially word processing and spreadsheet programs

Accuracy in performing mathematical and financial calculations

Skill in collecting, analyzing, and documenting research data

Skill in preparing accurate written reports on research findings

Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees, and the public

Ability to be self-motivated and follow established procedures involved in examinations and understand the overall operations involved

Ability to learn moderately complex technical issues and maintain complex records

Ability to learn to analyze financial statements, reports, records, and forms

Ability to read, comprehend and apply rules and statutes regulating the banking industry

Ability to maintain confidentiality and handle sensitive information

Regular and punctual attendance