DOB - Financial Examiner IV-V: Commercial Bank Examiner jobs in United States
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Capps Plumbing and Sewer, Inc. · 4 months ago

DOB - Financial Examiner IV-V: Commercial Bank Examiner

The Texas Department of Banking is committed to ensuring a safe and competitive financial services system in Texas. They are seeking a Financial Examiner IV-V: Commercial Bank Examiner who will act as examiner-in-charge of smaller, non-problem financial institutions, communicate examination results, and assist in examinations of larger institutions.

CommercialCustomer ServiceProperty ManagementResidential

Responsibilities

Interprets and applies regulatory policies, procedures, laws and regulations
Analyzes areas of concern and personnel needs for upcoming examinations
Acts as examiner-in-charge of small to large, non-problem financial institutions without supervision. Under supervision, act as examiner-in-charge of large, complex or small problem institutions
Prepares written comments and conclusions of all CAMELS component areas when acting as the examiner-in-charge
Communicate examination findings to senior bank management and Board of Directors through oral presentation. May also prepare written examination reports as prescribed by departmental guidelines
Compile and analyze data and formulate conclusions
Completes assigned tasks in a thorough and timely manner
Attends all assigned schools and training seminars
Conducts, with supervision, reviews of examination reports
Provides supervision, training and evaluation of other examiners
Conducts financial and credit analysis and loan reviews. Prepares written summaries of criticized or adversely classified assets
Monitor financial condition of non-problem financial institutions through off-site procedures, without supervision
May conduct credit review and analysis involving larger, more complex credit relationships
Selects career path in trust, IT or commercial areas and enhances skills through on-the-job training and continuing education
May conduct examinations of trust and IT functions, including acting as examiner-in-charge, without supervision

Qualification

Bank examiner certificationFinancial institution regulationFinancial analysisAccounting knowledgeBilingual in SpanishMicrosoft WordMicrosoft ExcelOral communicationWritten communicationTeam collaborationSelf-motivation

Required

Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting
A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related
Four years progressively responsible experience in the regulation, examination, and analysis of financial institutions
Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel
Same education requirements as a Financial Examiner IV
Five years progressively responsible experience in the regulation, examination, and analysis of financial institutions
Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel
Copy of official college transcripts must be submitted with The State of Texas Application for Employment
Position requires at least 50 % overnight travel
Must possess or obtain within 90 days a valid Texas driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection
This position requires that the incumbent demonstrate strong personal financial responsibility and integrity
Applicants selected for an interview may be asked to complete a work style profile
Final applicants may be subject to an employment credit check, driving record check, and criminal background check
State law prohibits any employee of the Department from being or becoming 'directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner.'
For any previous regulatory or industry experience, the applicant selected may be required to provide a training profile reflecting courses attended with previous employers
Possess and exhibit above average oral and written communication skills
Possess working knowledge in the use of personal computers, including Microsoft Word and Excel
Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public
Ability to be self-motivated and exercise initiative and independent judgment
Ability to maintain confidentiality and handle sensitive information
Regular and punctual attendance
Frequent use of personal computer, copiers, printers, and telephones
Frequent sitting
Frequent work under stress, as a team member, and in direct contact with others

Preferred

Work experience with a financial institution desired
Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing

Benefits

Extensive Travel – At least 50%

Company

Capps Plumbing and Sewer, Inc.

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Capps Plumbing and Sewer is a family-owned and operated plumbing business serving Chicago's north and northwest suburbs for 30 years.

Funding

Current Stage
Early Stage

Leadership Team

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Joe Capps
Owner and Co-Founder
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