Valon · 3 months ago
Mortgage Underwriter II
United States
Full-time
Remote
Mid Level
$68K/yr - $92K/yr
3+ years expValon is a Series C company focused on transforming the mortgage servicing industry through innovative technology. The Mortgage Underwriter II will be responsible for underwriting residential loans, ensuring compliance with various guidelines, and collaborating with team members to resolve conditions on loans.
Financial ServicesFinTechReal Estate
Responsibilities
Analyze borrower credit, income, assets, collateral, and capacity to determine creditworthiness
Review and calculate borrower income, including tax returns when required
Maintain working knowledge of secondary market, investor, and private mortgage insurance guidelines
Review new loans and clear conditions on resubmissions within SLA
Respond to audits and support quality control reviews on mortgage files
Maintain a focus on enhancing customer service skills and knowledge
Ensure KPIs are met as set forth by the underwriting manager
Maintain the quality and data integrity of all loan files
Ability to multitask in a high-volume environment
Strong attention to detail and effective problem-solving skills
Ability to work independently while following company policies and procedures
Prioritize and monitor daily workflows as we pilot our new LOS - Vesta
Qualification
Required
3+ years of conventional mortgage underwriting experience
1–2 years of FHA DE underwriting experience (TOTAL Scorecard and Manual)
Knowledge of Fannie Mae/DU, Freddie Mac/LPA, and FHA guidelines and automated underwriting systems
Ability to review credit, income, assets, title, and appraisals for adherence to underwriting guidelines
Understanding of relevant mortgage industry federal regulations, including RESPA, TILA, ECOA, TRID, CFPB, etc
Ability to multitask in a high-volume environment
Strong attention to detail and effective problem-solving skills
Ability to work independently while following company policies and procedures
Prioritize and monitor daily workflows as we pilot our new LOS - Vesta
Preferred
Experience working with Vesta (Loan Operating System) is a PLUS! Encompass experience is also preferred
5+ years of mortgage underwriting experience
Active FHA DE designation
Exposure to VA underwriting a plus
Bachelor's degree or equivalent work experience
Strong communicator with excellent writing skills
High integrity with strong ethical values
Team player with the ability to collaborate effectively across functions
Benefits
Competitive salary and 401 (k) plan
Comprehensive medical, dental, & vision benefits to support your health
In-office snacks and drinks, and Bagel Fridays
Pre-tax deductions for public transportation, rideshare services, and parking expenses
Company-wide orientation, learning & development opportunities, and regular review cycles with 360° feedback
17 days paid time off, sick days, and 11 company holidays
12 weeks off for both birthing and non-birthing parents — fully paid so you can focus on your newest addition
Company
Valon
Valon is building the AI-native operating system for regulated finance.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
$197.1MKey Investors
WestCapAndreessen Horowitz
2024-10-23Series C· $100M
2021-11-03Series B· $43.9M
2021-02-02Series A· $50M
Leadership Team
Andrew Wang
Co-Founder & CEO
Jonathan Hsu
Co-Founder
Recent News
2025-04-03
2025-03-20
Company data provided by crunchbase