Stellantis Financial Services US · 2 days ago
Retail Senior Credit Analyst
Houston, TX
Full-time
Onsite
Mid, Senior Level
3+ years expStellantis Financial Services (SFS) is a leading captive finance company for a prominent automaker. The Sr. Credit Analyst will evaluate credit risk, manage credit applications, and provide guidance to junior associates while ensuring compliance with credit policies.
AccountingFinanceLeasing
No H1B
Responsibilities
Review and evaluate all credit reports in commonly used formats as well as any format unique to SFS
Accurately apply credit policies, in accordance with FCRA, across multiple product lines for various loan types
Manage exceptions to published credit authority using judgment and experience to produce risk outcomes within company expectations
Complete final disposition on credit applications or forwards to appropriate level of authority for final approval
Makes outbound and handles inbound calls to negotiate final terms of contracts with both our dealer customer and the DRM
Assists with escalated calls from Dealers and DRMs who are unhappy about a credit decision. Re-evaluates decisions and handles professionally to maintain a positive relationship
Participates in targeted outbound call campaigns as time permits, in coordination with the DRMs in an effort to cultivate long-term dealer relationships
Works directly with the Funding department and DRMs to resolve credit and verification issues that arise in funding
Provide guidance, training, and mentorship to junior level associates within the department
Maintain confidentiality of personal information for consumers, including, but not limited to, Social Security numbers, and dates of birth
Other duties may be assigned
Qualification
Required
Minimum 3 years auto industry experience as a credit analyst or related automotive disciplines
High school diploma and or/GED
Ability to read, analyze and interpret industry specific periodicals, technical manuals, and government regulations
Effective communication and interpersonal skills
Ability to calculate figures and amounts relative to discounts, interest, commissions, proportions, percentages, volume, installment contracts, and interpret paycheck information
Ability to derive conclusions and make recommendations beyond the scope of written policies or standard guidelines
Proficient in using Microsoft Office Suite
Ability to handle high call and application volumes and manage competing demands
Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA; Dallas, TX; Detroit, MI; Houston, TX; Phoenix, AZ
Company
Stellantis Financial Services US
Stellantis Financial Services provides new and used auto financing for Stellantis’ premier brands: Chrysler, Dodge, Jeep®, Ram, Mopar, SRT, FIAT®, and ALFA ROMEO.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Alberto Grippo
Deputy CEO, COO Commercial Lending
Bennie Duck
Executive Vice President and Chief Financial Officer
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