JPMorganChase · 4 months ago
Risk Program Senior Associate - Card Merchant
201 N Walnut St, Wilmington, DE, 19801, US
Full-time
Onsite
Mid, Senior Level
1+ years expJPMorganChase is a leading financial services firm, and they are seeking a Risk Program Senior Associate to join their Card Risk Modeling team. The role involves designing and developing machine learning models to enhance credit decisions in the card business, while collaborating with senior management and various business partners throughout the modeling lifecycle.
Asset ManagementBankingFinancial Services
Responsibilities
Design and develop machine learning models to drive impactful credit decisions for the card business throughout the credit card lifecycle (e.g., acquisition, account management, transaction authorization, collection)
Leverage cutting-edge machine learning techniques, including deep learning architectures on big data platforms with key emphasis on interpretability and replicability of such techniques
Work closely with the senior management team to develop ambitious, innovative modeling solutions and implement them in production to drive significant business impact
Collaborate with various business partners in marketing, risk, technology, model governance, compliance etc. throughout the entire modeling lifecycle. (development, review, deployment and ongoing monitoring)
Present model result and ad-hoc research to senior leaders
Qualification
Required
Ph.D. or Master's degree from an accredited university in a quantitative field such as Computer Science, Mathematics, Statistics, Econometrics, or Engineering
Exceptional coding skills with at least one-year professional experience in coding (e.g. Python, SAS, Spark, Scala, or Tensorflow) and big data platform (e.g., Hadoop, HDFS, Teradata, snowflake, AWS cloud, Hive)
Solid understanding of advanced statistical methods and machine learning techniques: GLM/Regression, Random Forest, Boosting Trees, Neural Network, Clustering, KNN, Anomaly Detection etc
Strong ability to interpret and form a coherent story with complex data and communicate to a wide range of audience with various degree of technical acumen including senior leadership and executives
Advanced problem-solving skills and exceptional analytical skills
Preferred
Experience in credit card industry with strong business acumen
Experience in interpreting / explaining machine learning models such as XGBoost, GBM etc
Strong ownership and execution; proven experience in implementing models in production
Expertise in data wrangling and model building on a distributed Spark computation environment
Company
JPMorganChase
With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets.
10001+ employees
H1B Sponsorship
JPMorganChase has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3471)
2024 (3469)
2023 (3395)
2022 (3594)
2021 (2515)
2020 (2495)
Funding
Current Stage
Public CompanyTotal Funding
unknown1998-02-01IPO
Leadership Team
Allison Beer
CEO of Card Services and Connected Commerce
Dan Mendelson
CEO, Morgan Health
Recent News
2026-01-13
2026-01-08
Crunchbase News
2026-01-08
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