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First Bank · 3 months ago

Mortgage Home Loan Advisor - Ventura Area

United States

Full-time

Remote

Entry Level

1+ years exp

First Bank is one of the largest independent banks in the U.S., committed to its employees and clients. They are seeking a Mortgage Home Loan Advisor who will spend over 80% of their time outside the office, sourcing leads, meeting with prospective borrowers, and coordinating loan closings.

BankingFinanceFinancial Services

Responsibilities

Sourcing leads for mortgage home loans

Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc

Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan

Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns

Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met

Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program

Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process