Valley Bank ยท 3 days ago
SBA Credit Risk Team Lead
Tampa, FL
Full-time
Onsite
Mid, Senior Level
$111K/yr - $196K/yr
7+ years expValley Bank is seeking an SBA Credit Risk Team Lead who will be responsible for all underwriting activities related to new and existing credit transactions. The role includes managing a team focused on SBA 7a lending and ensuring effective communication and compliance throughout the underwriting and approval processes.
Banking
Hiring Manager
Paramita Roy
Responsibilities
Proactively communicates with Loan Officers and assigned Credit Portfolio Managers during the underwriting, approval and portfolio management processes
Review and circulate credit packages and modifications for approval. Ensure packages are updated as required by approvers
Underwrite complex new loan requests and modifications
Coordinate with the assigned Commercial Loan Officers, Loan Officer Assistants and Direct Reports all activities required to complete a credit package
Completes performance evaluations, reviews and approves timecards and all other manager related activities for his/her direct reports
Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority
Obtain, and monitor various loan portfolio reports such as Maturing Loans, Past-Due Loans, Annual Reviews and proactively assist lenders with requisite action plans
Assure that credits are accurately risk rated and credits are properly monitored and reported
Adhere and comply with all requirements of Regulation B Adverse Action Procedures -- Florida Division
Create and maintain current BSA Information
Adhere and comply with all requirements of watch list and EDD procedures
Manage and track covenants, borrowing bases, A-R Ageing, etc. for their accounts
Assist in preparation of quarterly CLMR reports
Advise Lenders on all matters related to the Bank's Credit Policy and related Procedures/Forms
As time allows conduct annual site visits, attend loan closings and other tasks required to support assigned lenders
Qualification
Required
Knowledge of SBA 7a Underwriting
Knowledge of credit underwriting, accounting and loan documentation with the ability to
Ability to effectively communicate credit concerns and formulate alternate loan structures to customers, business unit team leaders, department heads and senior management
Proficient computer skills using Microsoft Word, Excel and Outlook
Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers
Strong personal time management skills
Strong mathematical skills
Strong credit skills
Strong administrative skills
Ability to write reports and business correspondence
Ability to effectively present information and respond to questions
High School Diploma or GED and a minimum of seven years of experience in a commercial lending environment in a credit-oriented and underwriting position
Preferred
Bachelor's degree, completion of a formal credit training program, and prior supervisory experience
Benefits
Comprehensive health care and insurance plans
Retirement savings options
Tuition and adoption reimbursement programs
Paid time off
Mental health support
Other valuable benefits programs
Company
Valley Bank
Valley National Bank is a regional financial institution
1001-5000 employees
H1B Sponsorship
Valley Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (18)
2024 (13)
2023 (7)
2022 (11)
2021 (5)
2020 (5)
Funding
Current Stage
Late StageLeadership Team
Curt Lang
Chief Banking Officer, New Jersey
Sanjay Sidhwani
Chief Data & Analytics Officer
Recent News
2025-12-02
alleywatch.com
2025-11-24
2025-11-21
Company data provided by crunchbase