Upstart · 4 months ago
Senior Software Engineer, Core Pricing
United States
Full-time
Remote
Senior Level
$164K/yr - $226K/yr
5+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Senior Software Engineer on the Core Pricing team, you will design and implement scalable services that convert machine learning outputs into accurate risk and profitability measures, while collaborating with data scientists and product managers to drive architectural improvements and mentor other engineers.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Lead the design and development of scalable, high-performance services that enable real-time pricing decisions across multiple products
Collaborate with data scientists and product managers to translate business goals into robust technical solutions
Drive architectural improvements in the pricing platform to support rapid growth, new products, and evolving modeling needs
Mentor and coach engineers across the team, elevating best practices in system design, testing, and operational excellence
Ensure the quality and reliability of our pricing engines through comprehensive testing, code reviews, and production monitoring
Champion improvements in developer experience, automation, and observability to increase team velocity and platform resilience
Qualification
Required
5+ years of professional software development experience building scalable public or consumer-facing products
High level of proficiency coding in production with Python, Kotlin, Go, or languages with similar syntax
Proven ability to independently own and deliver complex, multi-month engineering projects in fast-paced environments
Experience designing and building scalable APIs and microservices in a cloud-based environment (AWS or GCP)
Strong problem-solving skills with an emphasis on scalability, performance, and system reliability
Excellent communication skills, able to explain complex technical topics to both technical and non-technical audiences
Demonstrated experience mentoring and coaching engineers, influencing technical direction, and raising the bar for the team
Exhibits a bias for action and comfort navigating ambiguity while driving towards impactful outcomes
Preferred
Background in finance / fintech, financial mathematics, statistics, or machine learning
History of thriving in diverse work environments: both collaborative and self-directed; remote and in-person
Deep experience with distributed systems, cloud-native development, and advanced CI/CD pipelines (infrastructure-as-code focus)
Recognized as a subject matter expert or technical owner for a critical domain, with a passion for sharing knowledge and best practices
Active contributor to the tech community through open source, technical talks, or mentorship
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase