AmeriCU Credit Union · 4 months ago
Mortgage Loan Officer
AmeriCU Credit Union is a not-for-profit credit union based in Rome, NY, dedicated to serving its members for over 75 years. They are seeking a Mortgage Loan Officer to provide exceptional service and financial solutions, work collaboratively with the Mortgage Sales team, and ensure compliance with lending regulations.
BankingFinancial ServicesLendingNon Profit
Responsibilities
Proactively conduct outside sales calls to generate new business opportunities
Build and maintain relationships with realtors, builders, developers, and consumer networking groups
Personally engage with referral sources through meetings, community events, and business functions
Cultivate and sustain recurring referral channels to support ongoing mortgage loan production and meet established performance goals
Consult with members to identify mortgage solutions that best fit their financial needs
Deliver expert guidance and exceptional service to both current and prospective members seeking residential mortgage information
Interview applicants to gather detailed financial information, including income, goals, and credit history, to assess loan eligibility
Analyze financial and credit data to determine creditworthiness
Accurately enter application details into point-of-sale origination software
Guide members through the application process, addressing questions and providing counseling on available mortgage programs
Request and collect any additional documentation needed to complete the loan application package prior to processing
Qualification
Required
Thorough knowledge of lending programs, policies, procedures and regulatory requirements
Commitment to professional ethics
Compliance with all Federal and state compliance policies
Adherence to Home Mortgage Disclosure Act (HDMA) guidelines
Proactively conduct outside sales calls to generate new business opportunities
Build and maintain relationships with realtors, builders, developers, and consumer networking groups
Engage with referral sources through meetings, community events, and business functions
Cultivate and sustain recurring referral channels to support ongoing mortgage loan production
Consult with members to identify mortgage solutions that best fit their financial needs
Deliver expert guidance and exceptional service to both current and prospective members
Interview applicants to gather detailed financial information, including income, goals, and credit history
Analyze financial and credit data to determine creditworthiness
Accurately enter application details into point-of-sale origination software
Guide members through the application process, addressing questions and providing counseling on available mortgage programs
Request and collect any additional documentation needed to complete the loan application package prior to processing
Benefits
Competitive rates on our Medical, Dental and Vision plans
Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans
Paid Holidays
Paid Time off – Vacation, Personal or Sick and Birthday
Employee Appreciation Events
401(k) Matching after 1 year of employment
Employee Assistance Program
Tuition Reimbursement for Full-time employees after 1 year of employment
Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
Enhanced Short Term Disability – at no cost to you!
Company
AmeriCU Credit Union
AmeriCU Credit Union is an NGO that provides personal and business banking, insurance and financial planning services.
Funding
Current Stage
Growth StageRecent News
Central New York Business Journal
2026-01-07
Central New York Business Journal
2025-11-05
Central New York Business Journal
2025-09-25
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