Mortgage Loan Officer jobs in United States
cer-icon
Apply on Employer Site
company-logo

AmeriCU Credit Union · 4 months ago

Mortgage Loan Officer

AmeriCU Credit Union is a not-for-profit credit union based in Rome, NY, dedicated to serving its members for over 75 years. They are seeking a Mortgage Loan Officer to provide exceptional service and financial solutions, work collaboratively with the Mortgage Sales team, and ensure compliance with lending regulations.

BankingFinancial ServicesLendingNon Profit
check
Growth Opportunities

Responsibilities

Proactively conduct outside sales calls to generate new business opportunities
Build and maintain relationships with realtors, builders, developers, and consumer networking groups
Personally engage with referral sources through meetings, community events, and business functions
Cultivate and sustain recurring referral channels to support ongoing mortgage loan production and meet established performance goals
Consult with members to identify mortgage solutions that best fit their financial needs
Deliver expert guidance and exceptional service to both current and prospective members seeking residential mortgage information
Interview applicants to gather detailed financial information, including income, goals, and credit history, to assess loan eligibility
Analyze financial and credit data to determine creditworthiness
Accurately enter application details into point-of-sale origination software
Guide members through the application process, addressing questions and providing counseling on available mortgage programs
Request and collect any additional documentation needed to complete the loan application package prior to processing

Qualification

Mortgage lending knowledgeSales skillsCustomer serviceCredit assessmentRegulatory compliance

Required

Thorough knowledge of lending programs, policies, procedures and regulatory requirements
Commitment to professional ethics
Compliance with all Federal and state compliance policies
Adherence to Home Mortgage Disclosure Act (HDMA) guidelines
Proactively conduct outside sales calls to generate new business opportunities
Build and maintain relationships with realtors, builders, developers, and consumer networking groups
Engage with referral sources through meetings, community events, and business functions
Cultivate and sustain recurring referral channels to support ongoing mortgage loan production
Consult with members to identify mortgage solutions that best fit their financial needs
Deliver expert guidance and exceptional service to both current and prospective members
Interview applicants to gather detailed financial information, including income, goals, and credit history
Analyze financial and credit data to determine creditworthiness
Accurately enter application details into point-of-sale origination software
Guide members through the application process, addressing questions and providing counseling on available mortgage programs
Request and collect any additional documentation needed to complete the loan application package prior to processing

Benefits

Competitive rates on our Medical, Dental and Vision plans
Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans
Paid Holidays
Paid Time off – Vacation, Personal or Sick and Birthday
Employee Appreciation Events
401(k) Matching after 1 year of employment
Employee Assistance Program
Tuition Reimbursement for Full-time employees after 1 year of employment
Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
Enhanced Short Term Disability – at no cost to you!

Company

AmeriCU Credit Union

twittertwittertwitter
company-logo
AmeriCU Credit Union is an NGO that provides personal and business banking, insurance and financial planning services.

Funding

Current Stage
Growth Stage

Leadership Team

leader-logo
Ronald Belle
President & CEO
linkedin
leader-logo
Bryan Delehanty
Chief Financial Officer
linkedin

Recent News

Company data provided by crunchbase