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TransPecos Banks, SSB · 4 months ago

Lending Assistant - Alpine Texas

Alpine, TX

Full-time

Onsite

Entry Level

1+ years exp

TransPecos Banks, SSB is a financial institution seeking a Lending Assistant to perform various duties related to processing commercial and consumer lending. The role involves maintaining loan files, assisting lending officers, communicating with borrowers, and ensuring compliance with lending procedures.

Financial ServicesInsuranceVenture Capital

Responsibilities

Records new loans and maintains files, prepares documents and notices, answers customer inquiries and solves routine customer problems

May interview applicants to obtain initial credit information, do service bureau/direct credit checks and ensure sufficient collateral and begin loan write-up process

May assist lending officer(s) in activities such as disbursement of funds, loan extensions, interest calculations, billings and preparing spreadsheets

Communicates and follow up with past due accounts and customer requests to clear exceptions on a scheduled and as needed basis

Review and process commercial and consumer loan modification requests including deferrals/extensions for approval by the Loan Officer (LO), Chief Lending Officer (CLO), Chief Financial Officer (CFO), and Chief Executive Officer (CEO)

Schedule and coordinate meetings for borrowers to discuss loan matters, review applications, complete closings, and discuss other matters in branch or virtually

Receive and process TRID Applications, communicate with borrowers, run credit reports, and review relevant documents

Support consumer loan processing: Work with consumer loan processing team to prepare the CLAD for the initial Loan Estimate, complete credit memo, run OFAC, complete SCRA checks, and pull CAD. Submit the loan for approval and collect required financials, sales contracts, and documentation from the borrower. Submit appraisal bids and title work orders, communicating with appraisers and title work representatives. Close the loan: Build loan, fund loan, and process the wire for funding. Communicate with closer ensure the smooth processing of consumer loans

Regularly communicate with consumer borrowers to update them on the status and stage of their loan

Loan Renewals (Consumer and Commercial Loans) - Contact borrows to confirm plans to renew, pay off, or refinance loans on a scheduled and as needed basis. Obtain financials for loan renewals and communicate with the Loan Officer and credit as needed

Process insurance, recording, and other documents according to procedure

Carries out responsibilities in a manner consistent with our values and operating principles, in accordance with policy and applicable laws, and with a commitment to commitment to continuous improvement and process excellence

Any other duties as assigned

Qualification

Excel SkillsMS Office ProficiencyBanking ExperiencePlanning SkillsPositivitySense of UrgencyInterpersonal SkillsWritten CommunicationOral CommunicationOrganizational Skills