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1st Security Bank of Washington · 4 months ago

Home Lending Loan Officer

United States

Full-time

Remote

Entry, Mid Level

2+ years exp

1st Security Bank of Washington is a recognized workplace that values relationships, teamwork, and professional growth. The Home Lending Loan Officer examines, evaluates, and recommends approvals of customer applications related to home lending while providing exceptional client experience throughout the lending process.

Finance

Culture & Values

Responsibilities

Reviews, processes, close, and administer loan proposals

Required in person or phone interviews with applicants and requests specific information for loan applications

Responsible for ensuring a strong customer experience with 1st Security Bank of Washington. This includes providing timely, regular, and accurate data to customers prior to, during, and post loan application/closing

Analyzes applicants financial status, credit, and property evaluation to determine feasibility of loan activity and helps clients fully complete applications that can be moved through the origination process

Corresponds with or interviews applicants to resolve questions related to home lending activities at 1st Security Bank

Inputs loan application information into the LOS and ensures data is complete, accurate, and within policy required guidelines

Responsible for rate locks, issuance of disclosures in a timely manner, appropriate fee collection, and pricing parameters related to customer loans

Works with underwriting when required in regards to questions associated with any specific loan file or process

Coordinates closings with Escrow Company

Performs other duties as assigned

Qualification

Mortgage banking experienceLoan processing knowledgeCustomer service skillsCommunication skillsMS Office proficiencyOrganizational skillsAttention to detail

Required

High School Diploma or GED required

Minimum of 2 years of mortgage banking experience within the markets served by 1st Security Bank of Washington

Strong customer service and interpersonal skills

Excellent written and verbal communication skills

Must demonstrate a high level of organization, attention to detail, and thoroughness

Knowledge of mortgage banking procedures including an understanding of loan processing

Computer skills in MS Office Suite, spreadsheets, and database lending software

Must be able to handle pressure situations and meet deadlines

Must be customer service oriented

Preferred

Bachelors degree in accounting, finance, or other related areas preferred

Benefits

Full medical, dental, and vision coverage for individual or family plan.

Life insurance.

Long-term disability insurance.

401K matching program.

Paid sick and vacation time.

Company

1st Security Bank of Washington

Headquartered in Mountlake Terrace, Washington, 1st Security Bank has been serving customers in King, Kitsap, Pierce, Lewis, Thurston, Grays Harbor, Snohomish, Clallam and Jefferson counties since 1936.

Founded in 1936

Mountlake Terrace, Washington, USA

201-500 employees