PlainsCapital Bank · 5 hours ago
Commercial Loan Officer
Fort Worth, TX
Full-time
Onsite
Senior Level
5+ years expPlainsCapital Bank is seeking results-driven Commercial Loan Officers to join their team. This role is responsible for originating, structuring, and managing Commercial & Industrial (C&I) and Commercial Real Estate (CRE) loans while cultivating long-term client relationships and driving loan and deposit growth.
BankingFinancial Services
Responsibilities
Serve as a trusted advisor, providing customized financial solutions to business owners and real estate investors
Bank full relationships, ensuring clients utilize multiple services, including loans, deposits, treasury management
Proactively develop new C&I and CRE lending opportunities through direct prospecting, referrals, and industry engagement
Partner internally with Treasury Management, Wealth Management, and other business lines to provide comprehensive financial solutions
Maintain a wide variety of contacts within and outside the bank, actively contributing to key organizations, community groups and industry associations to expand market reach
Identify and structure transactions that align with the bank’s credit policy and risk parameters
Conduct in-depth credit underwriting, analyzing borrower financials, cash flow, industry trends, and collateral to ensure sound credit decisions
Work closely with credit analysts and risk teams to package loan proposals for approval
Stay informed on financial markets, regulatory changes, and banking products to advise clients effectively
Closely monitor the assigned loan portfolio, identifying risks, collecting key information and proactively working with borrowers to mitigate potential issues
Manage deals from inception to close, ensuring smooth execution and adherence to bank credit and compliance standards
Work closely with senior leadership, legal, and credit teams to finalize loan structures and terms
Partner with internal stakeholders to ensure seamless onboarding and implementation of financial solutions
Qualification
Required
Bachelor's degree
5+ years of commercial lending experience, with expertise in C&I and CRE financing
Formal credit training (Commercial Credit Certification or equivalent underwriting experience)
Strong knowledge of credit underwriting, financial statement analysis, and loan structuring
Proven ability to source, develop, and close commercial loan transactions in Texas
Deep relationships with business owners, developers, and financial professionals across Texas markets
Strong partnership mindset, with experience collaborating across Treasury, Wealth, Credit, and other divisions to serve clients holistically
Ability to balance business development with strong risk management discipline
Strong negotiation, communication, and relationship management skills
Ability to travel within Texas for client meetings and industry engagements
High interest in and involvement in the communities where we live and work
Strong knowledge and application of Salesforce and MS Office products, including Outlook, Excel, Word, and PowerPoint
Company
PlainsCapital Bank
PlainsCapital Bank, a subsidiary of PlainsCapital Corporation, is one of the largest independent banks in Texas
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Jerry Schaffner
President/CEO
Brian Heflin
Chief Operating Officer
Recent News
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