Commercial and Private Banking Officer jobs in United States
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Resource Bank (Louisiana) · 4 months ago

Commercial and Private Banking Officer

Resource Bank is a financial institution based in Louisiana, seeking a Commercial and Private Banking Officer. This role involves generating new banking relationships, evaluating and authorizing loans, and advising clients on financial matters.

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Responsibilities

Meet with applicants to obtain information for loan applications or deposit account needs and to answer questions about the process
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information
Stay abreast of new types of loan and deposit products and other financial services to better meet customers' needs
Explain to customers the different types of deposits, loans and credit options that are available, as well as the terms of those services
Ensures loan agreements are complete and accurate according to policy
Compute payment schedules
Approves loan within specified limits
Refers loan to loan committee for approval
Analyzes potential loan markets to develop prospects for loans
Negotiates payment arrangements with customers for delinquent loan balance

Qualification

Financial analysisLoan evaluationCustomer serviceEconomic principlesAccounting principlesMathematical skillsNegotiation skills

Required

Bachelor's degree from four-year college or university; or four or more years related experience and/or training; or equivalent combination of education and experience required
Knowledge of numbers, their operations, and interrelationships including arithmetic, algebra, geometry, calculus, statistics, and their application
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data
Knowledge of principles and processes for providing customer and personal services including needs assessment techniques, quality service standards, alternative delivery systems and customer satisfaction evaluation technique

Company

Resource Bank (Louisiana)

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Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St.

Funding

Current Stage
Growth Stage

Leadership Team

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Lynn Kennedy
COO of Resource Bank
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Jamie Gabourel
Chief Administrative Officer
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Company data provided by crunchbase