Albank · 4 months ago
Commercial Credit Analyst
Greater Chicago Area
Full-time
Onsite
Entry, Mid Level
$60K/yr - $70K/yr
2+ years expAlbank is Chicago's concierge business bank providing financial services with a personal touch to commercial real estate clients, business owners, and community professionals. The role of Commercial Credit Analyst involves preparing loan presentations, conducting thorough reviews of customer files, and analyzing the overall loan portfolio while assisting loan customers.
BankingFinanceFinancial Services
Responsibilities
Extract data from financial documents to provide accurate cash flow analysis and commentary
Identify, evaluate, and mitigate credit risk of the loan portfolio
Assess credit quality with risk rating recommendations
Prepare loan presentations of a high quality for review in loan committee
Assist with determining collateral values and assist account officers with collateral inspections
Assist in credit administration duties including the tracking of tickers and financial reporting covenants
Ensure compliance with bank, state, and federal policies, procedures, laws, and regulations
Work with account officers to contact customers and accountants to gather required information and answer questions pertinent to complete credit requests
Manage loan and portfolio quality of an existing book of business
Qualification
Required
Bachelor's Degree in Finance, Accounting, or related field
2+ years of professional work experience in an office environment
Strong proficiency with Microsoft Office (especially Excel and PowerPoint), Internet, and mobile software
Highly organized, detail oriented, has strong communication skills, works independently, takes proactive initiative, prioritizes multiple tasks, and responds quickly
Maintains judgment, discretion, and confidentiality appropriate to the banking industry
Knowledge of banking industry and applicable regulatory compliance
Preferred
Experience with Fiserv banking software
Credit Analysis/Underwriting Cash Flow
Evaluating Value of Real Estate
Creating Loan Approvals
Loan Review
Dealing with problem loans and past dues
Knowledge of Loan Documentation
Customer Service
Bank Compliance
Benefits
401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible spending account
Health insurance
Life insurance
Paid time off
Tuition reimbursement
Vision insurance
Company
Albank
Albank is Chicago's Concierge Business Bank.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Maria Agnes, CPA, CISM
Senior Vice President and CIO
Company data provided by crunchbase