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PNC · 3 months ago

Portfolio Analytics & Strategy Specialist - Balance Sheet Analytics & Modeling

Wilmington, DE

Full-time

Onsite

Senior Level

5+ years exp

PNC is a leading financial services institution that values its people as its greatest asset. The Portfolio Analytics & Strategy Specialist will conduct complex performance and risk analytics to drive insights that support the growth and profitability of the credit card portfolio, utilizing advanced analytical tools and collaborating with cross-functional teams.

BankingFinanceFinancial Services

No H1B

Responsibilities

Design analytical models to assess the risk of the card portfolio

Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision-making

Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth

Utilize tools such as Python, SQL, Excel, and Tableau to support data analysis and visualization

Manage relationships with internal and external data providers, ensuring solutions are fit for purpose

Collaborate with cross-functional teams—including business, credit, data, and model development

Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes

Responsible for running complex business performance, risk and operational analytics

May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products

Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions

Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance

Establishes baselines for strategies and tracks actual performance to expectations

Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk

Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight

Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies

Designs / enhances standard reporting suites for regular product / portfolio reviews

Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite

Qualification

Financial AnalyticsRisk ModelingData VisualizationPythonSQLExcelTableauAnalytical ThinkingCredit RisksData AnalyticsModel DevelopmentOperational RisksQuantitative ModelsRisk AppetiteAnalytical ApproachBanking ProductsBig Data ManagementBusiness AnalyticsPerformance MeasurementPredictive AnalyticsPricing ModelsRegulatory EnvironmentRisk Management

Required

Proven experience in financial analytics, risk modeling, or portfolio strategy within the financial services industry

Strong proficiency in analytical tools and programming languages (e.g., Python, SQL)

Expertise in data visualization and reporting using Excel and Tableau

Excellent communication skills with the ability to translate complex data into clear business insights

Demonstrated ability to manage multiple stakeholders and drive cross-functional initiatives

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience

Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered

Bachelors