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The Hartford · 3 months ago

Personal Insurance Product Assistant Director, Central Region States

United States

Full-time

Remote

Mid, Senior Level, Lead/Staff

$104K/yr - $156K/yr

3+ years exp

The Hartford is a leading insurance company dedicated to making a difference through innovative solutions. They are seeking a Personal Insurance Assistant Director in Product Management to oversee profit and loss for auto and homeowner’s insurance products across several states, focusing on strategic growth and product enhancement.

Auto InsuranceCommercial InsuranceEmployee BenefitsFinanceFinancial ServicesInsuranceLife InsuranceProperty Insurance

Responsibilities

Drive Financial Results. Accountable for delivering topline growth at target margins across the Direct and Agency distribution channels in their assigned states. Identifies new business opportunities and strategic options for growth, and influences partner organizations such as Underwriting, Marketing, Sales, and IT to generate growth in profitable customer segments and to improve profitability in underperforming cells

State Management. Oversee state management of the rate level, class plan segmentation, and coverage offerings of our Auto, Home, and Umbrella products in assigned geographies. Establish operating budgets at the state level, and regularly report out on results to senior management. Build deep understanding of local markets and unique regulatory requirements to create competitive advantages in each state

Continuous Product Enhancement. Seek out underlying drivers of poor performance and deploy pricing or product changes to improve results. Highlight state issues to Auto and Home Line teams to evaluate multistate impacts, and provide thought leadership on countrywide initiatives. Deploy countrywide standing orders to bring pricing or product enhancements into assigned states with state-specific adjustments where needed

Executive Communication. Actively monitor assigned states and present key results to senior leaders. Establish expectations for topline and bottom-line impacts of pricing or product changes, identify deviations from expected results, and develop action plans to restore growth and profit metrics to target levels. Deliver compelling and succinct communications to executive audiences

Qualification

P&C insurance experienceProduct ManagementFinancial acumenPersonal Lines insuranceData analyticsExcel skillsSQLSASSnowflakeRelationship managementChange managementLocal market knowledgePresentation skills