Apply on Employer Site

STCU · 1 day ago

Senior Home Loan Officer (Tri-Cities)

Kennewick, WA

Full-time

Onsite

Mid, Senior Level

$20.19/hr - $51/hr

3+ years exp

STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine’s Great Places to Work. The Senior Home Loan Officer position requires the expert execution of Real Estate lending tasks in alignment with STCU loan standards, focusing on originating and closing loans from various sources.

CommunitiesNon ProfitWealth Management

Growth Opportunities

Responsibilities

Meet mortgage loan production standards by performing high volume lending functions accurately, timely, and in alignment with STCU loan standards and procedures

Guide qualified borrowers through the mortgage loan origination process successfully by setting clear expectations with borrowers on timelines, loan conditions and closing dates, as well as evaluating loan application materials and making recommendations that align with STCU policies and/or secondary market guidelines

Identify and coordinate opportunities with other departments to maximize their expertise to fulfill corporate objectives and extend financial aid by being proficient in STCU’s products, systems, and procedures as well as developing strong relationships

Maintain accurate and current knowledge of all residential loan programs, guidelines, and procedures; to include conventional, Government (FHA/VA), construction, and other STCU portfolio products

Evaluate loan applications, credit reports, title reports, appraisals, inspections and supporting documentation

Take ownership of issues by acting as the member’s advocate

Follow through on all commitments

Maintain knowledge in and adhere to policies, procedures, and established processes in order to support compliance requirements for the department and the organization overall

Recommend policy / procedural changes and process improvements to assist in the achievement of the strategic goals of the organization

Contribute to and support a positive work environment to ensure an effective, high performing and cohesive team

Qualification

NMLS registrationLending experienceMortgage processingMS Office proficiencyCommunication skillsTeam collaborationProblem-solving

Required

High school diploma or equivalent is required

National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008 required

Minimum of three years of lending experience in a financial services environment with knowledge of mortgage terms, title insurance and required mortgage processing procedures

Proficient knowledge of MS Office programs including Outlook, Word, Excel and Teams

Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations

Reliable transportation is required due to frequent travel to branches and other locations

Must possess ability to travel short and long distances to meet member and credit union expectations and build business relationships