Apply on Employer Site

Central Bank · 3 hours ago

Mortgage Loan Originator

Smithville, MO

Full-time

Onsite

Entry, Mid Level

2+ years exp

Central Bank is seeking a Mortgage Loan Originator who will interview applicants and analyze their financial status to determine loan feasibility. The role involves compiling compliance information, submitting loan packages, and providing excellent customer service while maintaining relationships with realtors and business partners.

FinanceFinancial Services

Responsibilities

Interviews applicants and requests appropriate credit documentation and specified information for loan application

Analyzes applicant's financial status, credit and proposed property transaction to determine feasibility of granting loan

Compiles upfront compliance information and assures timeline requirements are met

Answers applicant questions

Corresponds with applicant to resolve questions regarding application information

Matches Applicant's Needs And Qualifications With Potential Loan Programs

Ensures loan meets selected program guidelines

Submits loan package to Processor for processing in a timely manner

Works closely with loan processor to assure loan is handled in a timely and efficient manner in accordance with company policies and guidelines

Inform applicants of loan approval, denial or outstanding conditions

Handles correspondence with applicant in regards to locking of loan and handles actual locking process in accordance with current company procedures and requirements

Provides excellent customer service and solves customer related problems quickly

Maintains and enhances market awareness including economic information, housing data and competitive trends; based on this information, helps develop programs or recommends product enhancement to address customer needs

Maintains and enhances personal knowledge of products and services as well as the laws, regulations and internal policies and procedures appropriate to the position

Establishes and maintains positive working relationships with Realtors, Business Partners and any other potential business sources. Supports and cultivates bank referrals and relationships

Communicates with all mortgage operations staff, along with others in the bank, by always projecting a positive, professional image

Perform other duties when assigned

Qualification

Loan Origination ExperiencePrequalification PrinciplesCalyx SoftwareSales SkillsFinancial CalculatorMicrosoft WordMicrosoft ExcelDetail OrientedOrganizational SkillsProblem SolvingCommunication Skills

Required

High School Diploma and commitment to continuing job related course work

Two (2) years of loan originating with proven ability to support a pipeline of twenty loan applications per month

Working knowledge of prequalification principles and practices OR two (2) years of processing experience

Strong sales skills

Basic computer knowledge including CALYX, Microsoft Word, Excel, and a general understanding of the Internet; basic math ability; basic Accounting/bookkeeping skills; ability to use a financial calculator

Must be detail oriented; have the ability to prioritize; possess solid organizational and time management skills; and have solid problem solving and decision making skills

Solid written and verbal communication skills are a must

Must be able to work independently and handle multiple priorities under deadline pressures and time restraints

Must strive for and consistently achieve customer satisfaction