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First Financial Bank Texas · 1 day ago

VP Mortgage Officer EX

Acton, TX

Full-time

Onsite

Mid, Senior Level

6+ years exp

First Financial Bank Texas is committed to investing in the development of its employees and fostering a collaborative workplace. The VP Mortgage Officer is responsible for providing in-house and secondary market mortgage loans, building relationships with clients and industry contacts to generate new lending opportunities while ensuring exceptional customer service and compliance with regulations.

BankingCreditFinancial Services

Responsibilities

Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities

Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives

Advises customers of product/pricing policies and guidelines and gathers any additional required information

Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities

Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements

Demonstrates a commitment to professional ethics

Participates in job specific training and other various bank training programs as required

Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures

Other duties as assigned

Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures

Qualification

Mortgage lending knowledgeRegulatory complianceCustomer service skillsInterpersonal skillsOral communicationProfessional demeanor

Required

High school graduate or equivalent

Six years mortgage experience are required

Working knowledge of mortgage lending, laws/regulations procedures and be familiar with FNMA, FHLMC, FHA and VA regulations and guidelines as well and other loan programs offered

Incumbent must be able to work with little supervision

Effective oral communication and interpersonal skills are essential

Professional demeanor is also essential

Company

First Financial Bank Texas

First Financial Bankshares, Inc. is recognized as one of the nation's most financially secure banking institutions, with assets totaling $14.3 billion.

Founded in 1890

Abilene, Texas, USA

1001-5000 employees