RBC · 4 days ago
Associate - Payments Product Manager
Jersey City, NJ
Full-time
Onsite
Mid, Senior Level
$95K/yr - $130K/yr
7+ years expRBC is a leading global bank committed to helping clients thrive and communities prosper. The Payment Product Manager will support the end-to-end development of Fedwire payment products, collaborating with various teams to deliver innovative solutions and ensure compliance with regulations.
BankingFinancial ServicesWealth Management
Responsibilities
Contribute to establishing the vision and the road map for Cash Management payment products including Fedwire and other High Value Payment Rails
Participate in client discussion and advise client solution related to payment products with focus on Fedwire
Actively participate for the Fedwire payment product development following the strategy and roadmap in agile delivery environment, including but not limited to story grooming and prioritizing backlog, business process mapping
Collaborate with Design team to product service design blue print that is guided by the north star approach
Collaborate with cross functional teams such as operations, legal, compliance and risk where required to progress the product development and product launch
Contribute to the Go-to-Market readiness for product roll outs, such as providing training and support to teams in Operations, Client Services, Sales and other functional areas
Support the Risk teams for establishing controls for confirming business is following RBC Clear Compliance Guidelines and the Fed Regulations
Qualification
Required
7+ years of working experience in financial industry, preferably Cash Management or Transaction Banking
5+ years of in-depth knowledge in Fedwire Payment product, Wire Processing operations and other payment rails
3+ years of experience in hand on agile development in a product owner role, including creating user stories, backlog refinement
Knowledge in ISO and MT/MX payment formats
Experience in building web-based payment product
A good understanding of innovative technologies and current technology trends
Working knowledge in digital channel product knowledge such as host to host, API, SWIFT and TMS/ERP integration
Working knowledge in the pricing strategy for payment product in the industry
Client centric mind set in product design
Must be a team player who works well with technical and non-technical resources
Startup mindset (comfortable with quick pace, quick change, ambiguities)
A Payment Enthusiast keeping updated with the industry trends
Strong organizational skills
A "can do" attitude
Good oral and written communication skills and the ability to clearly articulate to all project members and stakeholders
Must be able to see tasks through to completion without significant guidance
Innovative mindset
Identify client pain points based on client interaction and create differentiating experience via product design
Familiar with legal and compliance obligation related to Nacha guidelines and other regulations related to Fedwire
Ability to work with JIRA in agile squad structure
Ability to product business process maps
Preferred
CTP certification preferred but not required
Benefits
Comprehensive Total Rewards Program including bonuses and flexible benefits
Competitive compensation
Commissions
Stock where applicable
Discretionary bonus
401(k) program with company-matching contributions
Health, dental, vision, life and disability insurance
Paid time-off plan
Company
RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance.
10001+ employees
H1B Sponsorship
RBC has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (29)
2024 (17)
2023 (3)
2022 (4)
2021 (1)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$16.3B2025-10-30Post Ipo Debt· $5B
2025-09-15Post Ipo Debt· $1.35B
2025-07-10Post Ipo Debt· $177.74M
Leadership Team
Graeme Hepworth
Chief Risk Officer
Kelly Bradley
Chief Human Resources Officer
Recent News
2026-01-15
Company data provided by crunchbase