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WesBanco · 4 months ago

Mortgage Loan Officer - Residential Lending

Findlay, OH

Full-time

Hybrid

Entry Level

1+ years exp

WesBanco is a financial institution seeking a Mortgage Loan Officer for their Residential Lending division. The role involves developing mortgage loan production, interviewing borrowers, and managing the loan process from application to closing, while also promoting mortgage programs to realtors and maintaining compliance with banking regulations.

BankingFinanceFinancial Services

Growth Opportunities

Responsibilities

Provide ongoing development of mortgage loan production including dissemination of loan products, pricing and various lending requirements to borrowers

Interview borrowers and gather specific information necessary to originate and provide for the timely processing, underwriting and closing of individual loan requests

Maintain industry/product knowledge necessary for dissemination to general public

Discuss and gather information regarding individual's mortgage needs

Pre-qualify potential applicants

Complete loan application, input into various software systems

Obtain necessary documentation, analyze and discuss credit issues and DTI ratios with customer

Follow through and assist as needed with processing and closing of mortgage loan

Promote mortgage programs to realtors and other group organizations

Be an active member of the local board of realtors, attending realtor luncheons

Volunteer for various committees; attend trade, home shows and open houses as required

Maintain active membership in Chamber of Commerce and other related functions

Keep borrower informed of processing/closing events of loan file

Promote and cross-sell all bank products and services available

Work with assigned branches to provide information, training and direction regarding mortgage loan products and programs

Qualification

Mortgage loan originationFNMAFHLMCFHAVAMathematical skillsInterpersonal skillsCompliance trainingSoftware systems proficiency

Required

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume

Ability to apply concepts of basic algebra and geometry

Professional demeanor in appearance, interpersonal relations, work ethic and attitude

Must possess developed oral and written skills to communicate with peers and team members in a positive manner, portraying respect and professionalism with all lines of business

Ability to work under pressure