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AssuranceAmerica · 3 months ago

Liability Adjuster II

Jefferson County, AL

Full-time

Onsite

Mid Level

3+ years exp

AssuranceAmerica is a property and casualty insurance provider that values diverse perspectives and ideas. The Liability Adjuster II will manage complex liability and coverage claims, conducting thorough investigations and ensuring accurate coverage determinations while collaborating with supervisors on high-exposure cases.

Financial ServicesInsurance

Responsibilities

Conduct thorough investigations and evaluations of coverage, liability, and damages across all lines of personal automobile insurance

Accurately assess exposure and evaluate injury claims in a fair, consistent, and equitable manner based on the facts and extent of damages

Negotiate timely and appropriate settlements, ensuring all required documentation is obtained to support proper claim resolution and closure

Manage low-complexity, attorney-represented injury claims with sound judgement and attention detail, maintaining compliance with internal guidelines and industry standards

Control expenses and adhere to company reserving philosophy by maintaining proper reserves on all pending claims/potential exposures

Meet and maintain general file handling goals and procedures as outlined by the company including maintaining a 1:1 closing ratio and status on diary reviews

Properly utilize underwriting and policy systems and understand its features and functionality, as needed

Attend any available seminars and classes applicable to this position and the skills required to meet the job duties and responsibilities

Continually ask questions and have a desire to develop additional skills to better investigate and evaluate claims

Qualification

Auto claims handlingComplex liability issuesCoverage evaluationsAdjuster's licenseBilingual (English-Spanish)Team orientationResults drivenCommunicationAttention to detail

Required

Minimum three years of experience handling auto claims

Minimum of two years of experience handling complex liability and coverage issues and unrepresented bodily injury cases

Preferred

Bachelor's degree or equivalent

Non-standard experience

Adjuster's license in relevant state or the ability to obtain one quickly

Bilingual (English-Spanish)

Benefits

Premium healthcare plans: All full-time Associates and part-time Associates working a regular schedule of 30 hours, or more, are eligible for benefits including Medical, Dental, Vision, Voluntary Life, Flexible Spending Accounts, and a Health Savings Account.

Employer Paid Benefits: We enroll all eligible Associates in Group Life and AD&D Insurance, Short- and Long-Term Disability Plans, Employee Assistance Program, Travel Assist, and the Benefit Resource Card which includes Teladoc™, Pet Insurance and Health Advocate.

401(k) Employer Match: We want to help you prepare for the future, now. All full-time and part-time Associates over age 21 are eligible to participate in the 401(k) Savings Plan. AssuranceAmerica will match 100% of the first 4% of an Associate’s contributions.

Engagement Events. We make time for fun activities that strengthen Associate relationships in all our locations.

Annual Learning Credit: Want to learn something new? We'll reimburse you for approved educational assistance.

Paid Time Off (PTO), Parental Leave Pay, Volunteer Time Off (VTO), Bereavement Pay, Military Leave Pay, and Jury Duty Pay.