Apply on Employer Site

Central Bank · 15 hours ago

Commercial Lease Banking Officer

St Louis, MO

Full-time

Onsite

Senior Level

5+ years exp

Central Bank is seeking a Commercial Lease Banking Officer responsible for establishing business systems to support the origination of commercial equipment lease and loan transactions. The role involves managing and growing the lease portfolio while ensuring compliance with bank policies and regulations.

FinanceFinancial Services

Responsibilities

Design and implement plan for a commercial equipment leasing product and service

Actively market lease services to existing and prospective customers

Responsible for the maintenance and growth of portfolio as determined by senior management

Coordinate, prepare and execute lease transactions

Analyze transactions and portfolio for financial soundness and potential risk

Work with existing customers to maximize leasing/service opportunities

Build partnerships that strengthen other business unit relationships

Provide production reports to senior management as requested

Consistently meet the expectations defined in Central Bank’s six standards of Living Legendary

Assist others as needed

May be assigned other duties and responsibilities. May be assigned work or training at other assigned locations

Qualification

Credit origination experienceCommercial equipment leasingNegotiation skillsFinancial statement analysisSales presentationsCustomer relations skillsHandle confidential informationOrganizational skillsProblem-solving skillsTeamworkAttention to detailCommunication skillsSelf-starter

Required

Bachelor's degree or equivalent combination of education, training and experience that provides the required knowledge, skills, and abilities

Five or more years credit origination and analysis experience with detailed knowledge of bank leasing and lending procedures and policies, lending regulations (state and federal), lien laws, collection/bankruptcy regulations, and loan documentation

Previous experience with structuring and negotiating commercial equipment lease agreements including both operating and capital leases

Previous experience or extensive knowledge of commercial equipment leasing documentation, residual setting, equipment remarketing, lease servicing and tax administration

History of success related to negotiation and sales skills

Experience with sales presentations

Strong ability to analyze financial statements and credit risk

Possess good judgment skills. Ability to make critical decisions independently, research and solve problems, work independently, handle confidential information, and manage multiple tasks

Highly motivated self-starter

Thorough knowledge of bank products and services

Ability to read, write, and speak English

Excellent verbal, listening and communication skills. Strong customer relations skills and ability to work with employees and customers in a cooperative manner. Ability and desire to work as part of a team, and with people of diverse backgrounds

Strong organizational skills and attention to detail

Ability and desire to represent Central Bank of St. Louis in the community

Willingness to assume additional responsibilities/duties/projects as they arise

Ability to operate office equipment including PC's, calculators, telephones, voice mail, copy and fax machines

Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form

Ability to drive a vehicle. Must maintain a current, valid driver's license and an acceptable driving record for bank insurance purposes