First Northern Bank · 5 months ago
VP/Commercial Loan Officer
Sacramento, CA
Full-time
Onsite
Mid, Senior Level
$150K/yr - $160K/yr
5+ years expFirst Northern Bank is seeking a VP/Commercial Loan Officer to join their Real Estate Industries Team. The role involves developing, evaluating, and authorizing customer applications for commercial loans, while also managing existing loans and ensuring compliance with banking regulations.
BankingFinancial Services
Responsibilities
Interview applicants to develop information concerning their needs, abilities and earnings to determine whether a loan may be an acceptable risk
Evaluate and service the needs of present and potential customers seeking a variety of commercial loans, deposit accounts and other Bank products
Analyze applicant’s financial status, credit and property evaluation to determine feasibility of granting loan or submit application to credit analyst for verification and recommendation
Obtain and direct the analysis of all necessary financial data; may use Credit Services to assist or underwrite
Make decisions on loans and terms within lending limits
Negotiate the loan terms and conditions with customers and prospects
Draft necessary documents and agreements and assure loan documents are complete and accurate
Identify and analyze potential loan markets to develop prospects for commercial loans
Advise manager of external factors that may affect established lending policies, such as new or revised legislation and regulations; recommend and implement appropriate changes to established policies and procedures
Promote and cross-sell other Bank products and services as appropriate
Provide loan data to support marketing and sales promotion programs
Administer and manage existing loans to ensure complete conformity with terms and adequacy of documentation remains cognizant of developing trends
Ensure adherence to Bank guidelines, policies and procedures regarding credit administration
Call on existing customers to increase or retain business and call on potential customers to develop new business
Comply with all applicable Banking compliance rules and regulations established by both internal departments and external agencies
Qualification
Required
Bachelor's degree or equivalent work experience
Five to ten years of commercial real estate lending or other lending related experience
Knowledge of Database software, Loan Origination software, Spreadsheet software and Word Processing software
Benefits
Full-time position with excellent compensation and benefits package
Generous time off programs
Bonus program
Profit-sharing
Discounted stock purchase program
Excellent growth and development opportunities
And much more!
Company
First Northern Bank
First Northern Bank was established in 1910 and has remained faithful to its roots as an institution formed to address specific personalized needs.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1996-04-01IPO
Leadership Team
Brett Hamilton
EVP / Chief Credit Officer
Recent News
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2025-10-31
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2025-07-30
2025-07-23
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