Ocean Bank · 1 day ago
Financial Consultant
Miami, FL
Full-time
Hybrid
Senior Level
5+ years expOcean Bank is seeking a Financial Consultant for its Ocean Financial Services subsidiary, responsible for building and maintaining long-term relationships with clients while delivering personalized financial planning and investment strategies. The role involves developing customized financial plans, providing tailored investment recommendations, and ensuring compliance with regulatory standards.
BankingInsuranceVenture Capital
Responsibilities
Develop strong, trust-based relationships with clients through consistent communication and service
Create customized financial plans covering investments, retirement, education, insurance, and estate planning
Provide tailored investment recommendations and execute trades across a range of financial products (stocks, bonds, mutual funds, ETFs, options,etc.)
Monitor portfolio performance, rebalance as needed, and deliver regular performance reports
Conduct periodic reviews to adjust strategies based on changing client needs and market conditions
Understand clients' financial goals, risk tolerance, and investment time horizon
Assess clients’ financial situations, including income, expenses, assets, liabilities, and goals
Drive business growth through networking, referrals, and marketing initiatives
Maintain accurate records of client interactions and stay current on regulatory changes
Ensure full compliance with SEC, FINRA, BSA, KYC, and internal policies
Perform due diligence on the BSA/KYC (Know Your Customer) write-ups and profile; conduct customer interviews in order to profile them as well as to comply with BSA, KYC and other bank policies and procedures
Continuously expand product knowledge and stay informed on market trends and investment opportunities
Qualification
Required
Associate's Degree
Five (5) years of investment related experience in product sales and servicing customers in international/private banking branch operations
Must have exceptional communication, interpersonal, and presentation skills
Must have strong analytical, problem-solving, and decision-making abilities
Must have ability to build rapport, establish trust, and maintain long-term client relationships
Must have a thorough understanding of financial markets, investment products, and economic principles
Must be proficient in financial planning software, CRM systems, and other relevant technology
Must have unwavering ethical conduct and commitment to client confidentiality
Experience working in a sales team, and high-quality service advocacy
Must possess excellent organizational, interpersonal, time management, written and verbal communication (English and Spanish) skills
Computer proficiency in MS Software (e.g. Excel, Word, and Outlook)
FINRA Series 7 and Series 66 (or Series 65) licenses are mandatory
Preferred
A bachelor's degree in finance, business, economics, or a related field
Prior experience in sales, financial services, or client service is highly advantageous
May require occasional travel for training, conferences, or branch office visits
Life, Health, and Variable Annuity insurance licenses may be required depending on the products offered
Company
Ocean Bank
Ocean Bank is independent state-chartered commercial bank.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Vanessa Lugo Anseume, CPA
SVP & Operating Chief Financial Officer
Curry Terry
EVP and Chief Operating Officer
Recent News
Morningstar.com
2025-11-01
2025-10-04
Bank Innovation
2025-09-21
Company data provided by crunchbase