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Root Inc. · 3 days ago

Product Manager II, Underwriting

United States

Full-time

Remote

Mid, Senior Level

$114K/yr - $136K/yr

3+ years exp

Root Inc. is on a mission to improve the lives of its customers by offering better insurance solutions. They are seeking a Product Manager to lead underwriting initiatives that drive smarter, more dynamic risk decisions while supporting growth through various channels. The role involves collaborating with cross-functional teams to evolve Root's underwriting domain and ensure profitable growth.

AccountingAdviceFinancial ServicesProfessional Services

H1B Sponsor Likely

Responsibilities

Own the 2025 Underwriting roadmap and define the vision for 2026 and beyond

Partner with Data Science to design and implement machine learning model based underwriting strategies

Lead experiments (A/B tests, causal modeling) to test risk mitigation strategies and measure their impact on profitability, conversion, and retention

Support Root’s nationwide expansion by adapting underwriting capabilities to meet the specific regulatory and operational needs of new states

Create seamless underwriting experiences that drive profitable growth

Lead a team of engineers through the full product lifecycle, from ideation to implementation and iteration

Write clear product requirement documentation (PRDs) that align business strategy with engineering plans

Cultivate a prioritized product backlog using robust product frameworks and data-driven decision making

Measure and analyze the performance of your product area, using insights to drive continuous improvement

Facilitate team delivery events using agile practices to ensure consistent, high-quality outputs

Qualification

Product managementData-driven decision makingMachine learningA/B testingAgile methodologiesInsurance industry experienceCustomer-centric mindsetCommunicationDetail-orientedCollaborative work style

Required

3–6 years of product management experience, ideally in fintech, insurtech, or another data-intensive regulated environment.; insurance industry experience highly valued

Strong systems thinking and comfort with technical concepts like predictive modeling, APIs, and workflow orchestration

Data-driven mindset; experience designing A/B tests, working with analysts, working with data scientists

Excellent communication skills with the ability to translate complex concepts into simple user experiences

Experience in agile development methodologies

Customer-centric mindset with demonstrated success in improving user experiences

Detail-oriented with the ability to multitask and prioritize effectively

Adaptable approach to scope and responsibilities in a growing organization

Collaborative work style with the ability to influence without direct authority

Roll-up-the-sleeves work ethic and 'do-what-it-takes' attitude to drive results in a fast-paced environment

Benefits

Eligible for competitive bonus and equity offerings

Company

Root Inc.

Glassdoor3.0

Root Inc. is disrupting the archaic, trillion-dollar insurance industry.

Founded in 2015

Bloomington, Indiana, USA

1001-5000 employees

https://www.root.com

H1B Sponsorship

Root Inc. has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (1)

2023 (3)

2021 (11)

2020 (12)