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Coastal · 4 hours ago

Solutions Engineer

United States

Full-time

Onsite

Senior Level

$146K/yr - $195K/yr

5+ years exp

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) strategies. The Solutions Engineer will support Coastal’s go-to-market by driving technical integrations with fintech partners and ensuring smooth delivery of embedded banking products.

Financial Services

Responsibilities

Lead fintech partner technical scoping, including discovery sessions, funds-flow design, sandbox setup, UAT, and go-live coordination

Help maintain partner-facing APIs, authentication, and webhook flows, ensuring clear documentation (OpenAPI/Swagger, Postman collections) for developer usability

Translate partner business requirements into detailed solution designs and PRDs, working with Coastal Product and Compliance to align with contractual obligations

Coordinate with processors, networks, and third-party vendors on certifications, file specs, and program modifications

Define and validate funds flows, settlements, GL postings, and reconciliations, enabling accurate financial reporting and operational efficiency

Collaborate with engineering on schema design, data mapping, and ETL pipelines to support reporting, reconciliation, and analytics

Support due diligence and technical risk reviews during the fintech partner evaluation process

Represent Coastal at partner meetings, articulating technical and compliance capabilities in clear terms

Provide technical consultation on new BaaS product features, shaping the roadmap based on partner demand and market trends

Qualification

API designIntegrationPayment systems knowledgeRegulatory compliance knowledgeCloud infrastructure experienceSQL experienceCommunicationProblem-solvingTeam player

Required

Strong knowledge of API design and integration (REST, webhooks, authentication methods like OAuth2/JWT)

Familiarity with payment systems and banking rails such as ACH, wires, RTP, FedNow, and card issuing/processing

Solid understanding of regulatory and compliance requirements (KYC/AML, BSA/OFAC, PCI-DSS, data security)

Experience with cloud infrastructure and DevOps practices (AWS/Azure/GCP, CI/CD pipelines, monitoring, logging)

Excellent communication skills to translate technical concepts for non-technical stakeholders and fintech partners

Bachelor's degree in Computer Science, Engineering, Information Systems, or related field (or equivalent practical experience)

5+ years of technical experience in fintech, payments, banking technology, or SaaS/API integration

Proven track record in partner/enterprise technical integration projects, including discovery, UAT, and go-live

Hands-on experience with SQL, data mapping, and financial reconciliation workflows

Preferred

Prior experience at a sponsor bank, card issuer, processor, or BaaS provider strongly preferred

Benefits

Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.

Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.

Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.

Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.

Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.

Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.

Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.

401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.

Paid Time Off: Generous vacation and sick leave policies to support your time away from work.

Holidays: Enjoy 11 paid holidays throughout the year.