First Mid · 2 days ago
Commercial Loan Officer III
Fairview Heights, IL
Full-time
Onsite
Mid Level
3+ years expFirst Mid is a banking institution, and they are seeking a Commercial Loan Officer III. The role involves business development in the community with a focus on commercial lending, managing loan portfolios, and ensuring asset quality while providing leadership to loan officers.
BankingFinanceFinancial ServicesInsurancePersonal FinanceWealth Management
Hiring Manager
Jennifer Vahling-Wendt, PHR, SHRM-CP
Responsibilities
Ensures the asset quality of the assigned loan portfolio. Reviews delinquency reports with direct supervisor and direct reports to ensure proper collection efforts are being utilized to manage the credit risk of the portfolio
Supervises and manages direct reports. Provides direction and leadership to loan officers and support staff to ensure that asset quality, growth, and fee income goals are obtained
Manages individual loan portfolios. Develops and maintains existing customer base and builds customer satisfaction and confidence in the Bank. Cross-sells bank product and services in a professional manner
Working with a predetermined lending limit, analyzes customer credit applications, balance sheet, profit and loss statement; and cash flow projections in order to make sound loan decisions and predict future repayment capacity. Makes recommendations to the loan committee on new and renewal loans for amounts above lending limits. Ensures that comprehensive and timely information is collected from loan customers. Coordinates these efforts with personnel in the Credit Analysis Department
Communicates with appropriate supervisory personnel and/or Regional President on regular basis on loan issues and community activities. Responsible for reporting all operational and lending issues that deviate from established policies and procedures to their supervisor
Works closely with the retail deposit staff to promote community wide performance and service delivery
Represents the Bank and provide leadership in key community activities and committees
Participates in professional associations, attend conventions, conferences and seminars
Completed required training associated with job function
Performs related duties as needed
Qualification
Required
Bachelor's degree in Finance or equivalent with additional specialized training in commercial lending and overall bank management
3+ years of experience in commercial lending with relevant knowledge of CRE and C&I lending
Thorough knowledge of Company's products and services and related charges
High level of interpersonal skills to interact with customers and potential customers in a professional manner
High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors
Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment
Benefits
Competitive health, dental & vision coverage with HSA match
401(k) with employer match + Employee Stock Purchase Plan
Generous PTO, paid holidays & parental leave
Tuition reimbursement & performance-based bonuses
Company
First Mid
First Mid Bancshares, Inc. is a community-focused organization headquartered in Mattoon, Illinois.
501-1000 employees
Funding
Current Stage
Late StageTotal Funding
$1.11M2021-05-10Undisclosed· $1.11M
Leadership Team
CLAY M. DEAN
CEO First Mid Insurance Group
Joseph Dively
Chairman and CEO
Recent News
2026-01-03
First Mid Bancshares, Inc.
2025-10-31
First Mid Bancshares, Inc.
2025-10-31
Company data provided by crunchbase