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Centier Bank · 2 months ago

Commercial Banking Officer

Indianapolis, IN

Full-time

Onsite

Senior Level

5+ years exp

Centier Bank is an award-winning institution that values diversity and exceptional service. The Commercial Banking Officer is responsible for generating new business through lending and cross-selling bank products, while also providing financial counseling and maintaining strong community relationships.

BankingFinanceFinancial ServicesInsurance

Growth Opportunities

Responsibilities

Generate new loan business by calling on new and current clients to discuss their financial needs, gathering pertinent data, making on-site visits and making the loan decision or presentation to the proper committee

It is expected that a lender in this position generates approximately $10 million per year in net loan portfolio growth

Develop a new business referral network by calling on centers of influence within the communities you serve

Cross-sell Bank products and services as well as primary lending responsibility

Make joint sales calls with Group Manager, Department Manager, and/or Senior Partner

Provide complete information for timely preparation of loans to the Credit Department for presentations to the proper committee and make recommendations

Review all documentation preparation to ensure that the Bank’s collateral position is safe

Monitor each loan portfolio for delinquent loans, credit deterioration and documentation deficiencies and keep files updated with appropriate memorandums

Provide financial counseling and World-Class Service Experiences to prospective and existing clients

Assist Branch, Loan Servicing, CDP and Construction Services personnel regarding loan requests and loan questions

Be an ambassador for Centier representing the Bank in community activities including business, charitable, civic and social

Participate in workshops, seminars, and training as required

Qualification

Commercial LendingBusiness DevelopmentFinancial AnalysisOrganizational SkillsCommunication SkillsAttention to DetailTechnology AdaptabilityClient Relationship ManagementFinancial ProductsTeam Collaboration

Required

Bachelor's degree required

5+ years of Commercial Lending experience is required

Self-directed, high-energy collaborator

Excellent organizational skills in order to multitask projects and initiatives

Attentive to detail

Excellent written and verbal communication skills

Ability to communicate and work with groups as well as individuals as required

Ability to understand financial spreadsheets and common commercial ratios

Ability to learn the benefits and features of the product lines of the Bank and to be able to relate them to potential clients during business development calls

Knowledgeable in commercial real estate, commercial and industrial lending, and cash management services

A proven history of successful business development and portfolio growth

The ability to understand a variety of financial statements and tax returns to determine a potential or existing borrower's financial position and cash flow

Comfort with technology and the ability to adapt to new systems and processes