First United Bank · 3 months ago
Loan Review Officer III
Plano-Parkwood
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expFirst United Bank is a progressive and innovative financial services organization focused on retail and community banking. The Commercial Loan Review Officer III role involves assessing credit risk within loan portfolios, presenting findings to senior management, and mentoring junior team members while collaborating on credit-risk related projects.
BankingFinancial ServicesInsuranceLending
Responsibilities
Determines the adequacy of credit underwriting and loan administration, as well as the accuracy of risk grades, for loans selected as part of targeted, risk-focused reviews
Determines the sufficiency of credit and collateral documentation (including proper lien perfection), adherence to regulatory requirements and loan policy (including approval authorities), and compliance with loan agreement covenants
Analyzes financial statements, calculates relevant ratios, and assesses risk
Prepares detailed written reports which include an analysis of the borrower and note history, repayment capacity, financial trends, collateral support, documentation exceptions, and an overall summary of findings supported by strengths and weaknesses
Presents findings, along with other team members, to a panel of senior management
Maintains all department communication to internal and external stakeholders in a constructive, professional, and positive manner
Serves as a resource to loan officers, credit analysts, and other employees regarding loan policy and regulatory credit guidelines
Performs other duties as required by the Director of Loan Review, Chief Risk Officer, and CEO
Completes all required compliance courses and exams on a yearly basis
Adheres to all bank Policies and Procedures, including confidentiality guidelines
Supports First United Bank’s mission, purpose, and values
Qualification
Required
Bachelor's Degree in Business, Accounting, Finance or an equivalent combination of education, training, and/or experience
Ten plus years of progressive experience in commercial credit analysis, underwriting, regulatory, or other equivalent banking experience
Proficient in Microsoft Office applications; advanced in Excel
Strong verbal and written communication skills
Comfortable in delivering findings
Interpersonal skills: Able to work well with a wide range of people/personalities
Well-developed analytical abilities and problem-solving skills; strong attention to detail
Strong organizational and time management skills; able to work independently
Reliable/dependable via punctuality, attendance, and adherence to project timelines and meetings
Possesses a full understanding of loan operations processes, commercial credit underwriting and monitoring functions, lending policies/regulations, title insurance, credit and collateral loan documentation, credit/financial analysis techniques, and risk identification
Ability to make appropriate, independent judgments that align with bank policy and procedures
Life-long learner. Ongoing willingness to continue business skill and personal development
Preferred
Both Commercial and Consumer loan experience is preferred
Some management or supervisory experience is preferred
Experience with data visualization software (such as Power BI), SQL or other programming languages, and/or AI is preferred
Company
First United Bank
First United Bank is a banking company that specializes in the fields of personal banking, loans, and business loans.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$80.45M2022-02-01Series Unknown· $80.45M
Leadership Team
Tadd D. Tobkin
Executive Vice President
Recent News
2026-01-13
2025-11-11
2025-10-22
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