Pathward · 3 days ago
Compliance Auditor II - BSA/AML/OFAC
United States
Full-time
Remote
Mid Level
$50K/yr - $84K/yr
3+ years expPathward is a financial empowerment company focused on creating financial inclusion for all. The Compliance Auditor II will perform risk-based audits, including operational, financial, compliance, and BSA/AML, to enhance governance and control effectiveness across the company's products and services.
ConsultingFinanceFinancial Services
Responsibilities
Execute audit testing aligned with risk-based priorities and enterprise objectives
Support audits across diverse domains including payments and money movement (ACH/Wires/RTP), consumer compliance, third party risk management, and model risk
Apply audit methodology and leverage data analytics tools to enhance audit precision and insight
Analyze data for control gaps, fraud indicators, and regulatory non-compliance using structured techniques
Evaluate key BSA/AML processes such as CIP, KYC, CDD, EDD, customer risk rating, watchlist screening, transaction monitoring, investigations, SAR/CTR obligations, and record keeping across platforms and partners
Assess sanctions (OFAC) compliance: governance, interdiction alert handling, escalation, and intersections across payments and money movement rails
Provide clear, concise, and appropriate documentation of work performed, issues, and observations using oral and written forms of communication
May provide data for compilation of reports for Pathward Audit and regulatory compliance
Research and advise on audit services in a wide range of bank product and service lines, including those with BSA/AML implications
Participate in business and departmental projects that require analytical and risk assessment skills, including those related to financial crimes and third-party risk oversight
Stay abreast of emerging issues involving internal audit, changes to federal and state banking laws, and evolving laws and regulations that could impact the organization, particularly with BSA/AML and sanctions, BaaS, third party risk, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors. Other duties as assigned
Exemplify ethics and judgment: integrity, objectivity, confidentiality, and sound judgment under uncertainty/complexity
Other duties as assigned
Qualification
Required
Bachelor's degree in a relevant field (e.g., Accounting, Finance, Business, or related discipline), or equivalent education and work
Up to 3+ years of relevant experience with bachelor's degree or equivalent
Demonstrated ability in assessing BSA/AML, sanctions, and partner/third-party oversight
Expertise in BSA/AML and sanctions: Applies deep knowledge of laws, regulations, and industry standards to assess risk and controls
Analytical thinking: Evaluates complex issues, identifies root causes, and develops practical solutions
Sound judgment: Makes informed decisions based on analysis, experience, and risk considerations
Prioritization and execution: Focuses on high-impact tasks, manages time effectively, and meets deadlines without compromising quality
Adaptability: Navigates ambiguity and shifting priorities with resilience and composure
Communication: Delivers clear, concise, and audience-appropriate messages; listens actively and provides constructive feedback
Ethics and integrity: Upholds organizational values, maintains confidentiality, and earns trust through consistent actions
Customer focus: Understands stakeholder needs and strives to exceed expectations
Planning and organization: Structures work efficiently, aligning resources to achieve audit objectives
Emotional intelligence: Demonstrates empathy, patience, and respect in all interactions; adapts communication style to build trust and rapport
Preferred
Professional certifications such as: CAMS, CFE, CIA, CRMA, and/or CPA preferred
Experience in internal audit, compliance, or risk within financial services preferred
Additional credentials in BSA/AML, or sanctions compliance are a plus
Benefits
Health insurance
401(k) retirement benefits
Life insurance
Disability benefits
Paid time off
And more
Company
Pathward
Pathward is a financial firm that provides investment strategies to promote business growth for organizations.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Brett Pharr
Chief Executive Officer
Greg Sigrist
Executive Vice President & Chief Financial Officer
Recent News
2025-12-15
2025-12-15
2025-12-04
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