City National Bank · 3 months ago
Wholesale Portfolio Management Officer
US-FL-Miami
Full-time
Hybrid
Senior Level, Lead/Staff
8+ years expCity National Bank is seeking a Wholesale Portfolio Management Officer III to support the management, monitoring, and risk assessment of the Bank's commercial loan portfolio. The role involves conducting portfolio reviews, analyzing financial performance, and ensuring compliance with credit policies and regulatory guidelines, while also mentoring junior staff and collaborating with various teams.
BankingFinanceFinancial Services
Responsibilities
Independently conduct regular portfolio monitoring to assess credit quality, validate risk rating accuracy, and ensure compliance with loan covenants and credit policy
Analyze borrower financial statements, performance metrics, and industry conditions to identify early warning signs of credit deterioration and recommend appropriate actions
Prepare comprehensive portfolio reviews and borrower risk assessments, escalating material credit issues to management based on sound judgment
Independently manage complex borrower relationships and loan structures, applying advanced credit knowledge and exercising discretion with minimal supervision
Utilize in-depth expertise in wholesale lending, risk evaluation, and policy compliance to support portfolio oversight and strategic credit decisions
Collaborate with Relationship Managers, Underwriters, and Risk Officers to recommend risk mitigation strategies and ensure alignment with overall portfolio objectives
Track and report key risk indicators (KRIs) and emerging portfolio trends to senior management, contributing to proactive risk management
Mentor junior officers and analysts by providing training, guidance, and peer reviews of financial analyses and risk assessments
Support internal audits and regulatory examinations by preparing and delivering accurate portfolio data, reporting, and documentation
Ensure accurate, timely, and complete documentation within the Bank’s portfolio management and risk systems
Adhere to all applicable credit, compliance, operational, and regulatory standards in daily responsibilities
Participate in special projects, credit portfolio initiatives, and cross-functional assignments as needed
Qualification
Required
8-10 years of progressively responsible experience in commercial portfolio management, credit risk, or lending functions
Advanced knowledge of commercial lending practices, portfolio risk assessment methodologies, credit policies, and regulatory compliance requirements
Proficiency in analyzing financial statements, cash flows, borrower performance metrics, and industry trends to identify portfolio risks
Strong working knowledge of wholesale banking products, loan structures, and commercial lending documentation
Ability to independently manage higher complexity portfolios and exercise sound credit judgment with minimal supervision
Ability to recommend proactive risk mitigation strategies based on credit analysis and portfolio trends
Excellent written and verbal communication skills, including the ability to prepare clear, concise credit narratives, risk assessments, and portfolio reviews
Strong organizational and time management skills; ability to prioritize multiple assignments and consistently meet deadlines
High degree of analytical thinking, critical problem-solving skills, and attention to detail
Proficiency in Microsoft Office applications (Excel, Word, PowerPoint); familiarity with loan servicing systems and portfolio management platforms preferred
Ability to collaborate effectively with Relationship Managers, Underwriters, Credit Officers, Risk Officers, and cross-functional teams
Commitment to data accuracy, reporting integrity, and maintaining high documentation standards
Bachelor's Degree in Finance, Accounting, Business Administration, Economics
An equivalent combination of education and relevant professional experience may be considered in lieu of a degree
Preferred
Familiarity with loan servicing systems and portfolio management platforms
Company
City National Bank
City National Bank offers a full complement of banking, trust and investment services. It is a sub-organization of City National.
1001-5000 employees
H1B Sponsorship
City National Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (76)
2024 (78)
2023 (145)
2022 (93)
2021 (107)
2020 (62)
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-01-13IPO
Leadership Team
Howard Hammond
CEO City National Bank
Fiyaz Khan
Senior Vice President, Structured Products
Recent News
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