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Citi · 8 hours ago

Mortgage Lending Officer -SAFE Act

West Palm Beach, FL

Full-time

Onsite

Mid Level

$90K/yr - $90K/yr

3+ years exp

Citi, the leading global financial services company, provides a broad range of financial products and services. The Mortgage Lending Officer role involves consulting with customers about their financial needs and originating high quality residential real estate loans, while promoting Citi's brand and maintaining strong client relationships.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals

Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history

Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution

Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives

Advise customers about the consequences, risks, and benefits of alternative lending solutions

Promote Citi's brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers

Visit customers outside of Citi's offices, with such visits to vary based on clientele, geography, market conditions, and other factors

Work as a team with all internal partners to support and grow our customers

Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals

Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters

Work with Processors/Closers and customers to ensure the timely closing of the customer's loan

Go outside to key referral relationships (Realtors, CPA's, Builders, etc). to drive mortgage business into the bank

Introduce clients to segment partners when appropriate (including but not limited to Bank, Wealth Management, Small Business, Cards, etc

Keep abreast of trends and developments in local marketplace, as well as changing rules and regulations across the industry, and expand internal and external network to better serve clients and industry professionals

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Qualification

Mortgage sales experienceResidential mortgage experienceLending lawsFHA/VA loan experienceCustomer service skillsRelationship managementFinancial calculationsProduct sales capabilityGeneral lending productsCommunication skills

Required

2-5 years relevant experience

3+ years previous mortgage sales experience required

Residential Mortgage experience required

Established book of business

Proven product sales capability is required

The ability to comprehend and explain financial calculations and pricing alternatives

The ability to communicate with customers about the proper documents and information needed to obtain a particular loan

Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA

Demonstrated customer service skills

Strong relationship development and management skills

Expertise of general lending products and overall mortgage industry

This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ('Registry') and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities

Bachelor's/University degree or equivalent experience

Preferred

FHA/VA & conventional loan experience is preferred

Benefits

Medical, dental & vision coverage

401(k)

Life, accident, and disability insurance

Wellness programs

Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Company

Citi

Glassdoor3.8

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Founded in 1812

San Antonio, Texas, USA

10001+ employees

https://www.citi.com

H1B Sponsorship

Citi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (1386)

2024 (849)

2023 (1375)

2022 (1117)

2021 (876)

2020 (901)