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Hancock Whitney · 3 months ago

Manager, Commercial Credit Risk Analyst

Hancock Whitney Center - New Orleans, LA

Full-time

Onsite

Mid, Senior Level

6+ years exp

Hancock Whitney is a financial institution seeking a Manager, Commercial Credit Risk Analyst. The role involves overseeing Commercial Credit Risk and Profitability Analysis, implementing risk rating protocols, and ensuring quality control in commercial loan portfolios.

BankingFinancial Services

Responsibilities

Responsible for Commercial Risk Policy development, driving change within the Organization – to maintain or exceed both Corporate Commercial Asset Quality and Profitability goals while supporting Commercial Loan Growth

Reviews and analyzes the Company’s Commercial Loan Portfolios as to credit risk considerations to maintain quality control and minimize loss and maximize profitability

Responsible for developing quantitative/analytic models and applications in support of the Company’s risk management effort

Responsible for creation of analytical methods to assess Commercial market, credit and/or operational risks of new and existing credit products

Assists the Director of Credit Risk Analytics and/or Senior Credit Admin Officer by researching and implanting various programs and projects

Responsible for the successful implementation of SunGard Optimist and Strategist and ensuring maximum utilization post implementation to achieve stated objectives

Assists with training of the franchise on Commercial and Business Banking Loans

Builds relationships throughout the franchise relative to Commercial Credit Risk Management

Responsible for ensuring that system changes support the unit with reporting needs

Responsible for all reports that monitor and track Commercial Credit Risk trends

Performs all other duties as assigned

Directly supervises two to four non-supervisory employees and carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems

Qualification

Commercial Credit Risk AnalysisQuantitative/Analytic ModelsSunGard OptimistStrategistMathematical SkillsMicrosoft OfficeEffective CommunicationProblem SolvingTeam Leadership

Required

Bachelor's degree from a four-year college or university; six to eight years of related experience and/or training; or equivalent combination of education and experience

Ability to communicate effectively orally and in writing using the English language

Ability to read, analyze, and interpret common scientific and technical journals, financial reports and legal documents

Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community

Ability to write speeches and articles for publication that conform to prescribed style and format

Ability to effectively present information to top management, public groups, and/or boards of directors

Ability to apply advanced mathematical concepts such as exponents, logarithms, quadratic equations and permutations

Ability to apply mathematical operations to such tasks as frequency distribution, determination of test reliability and validity, analysis of variance, correlation techniques, sampling theory and factor analysis

Ability to define problems, collect data, establish facts and draw valid conclusions

Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables

Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, Access and PowerPoint

Ability to learn or knowledge of Outlook email program

No specific certifications, licensure or registrations are needed to satisfactorily perform this job

Ability to work under stress and meet deadlines

Ability to operate related equipment to perform the essential job functions

Ability to read and interpret a document if required to perform the essential job functions

Ability to travel if required to perform the essential job functions

Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions