Apply on Employer Site

Carrington Mortgage Services, LLC · 1 day ago

Senior Underwriter, Retail,

United States

Full-time

Remote

Mid, Senior Level

$90K/yr - $110K/yr

5+ years exp

Carrington Mortgage Services, LLC is a company that encourages collaboration and innovative thinking. They are seeking a Senior Underwriter to underwrite loans in accordance with company and investor guidelines, ensuring compliance and making sound underwriting decisions.

FinanceFinancial ServicesLendingMobile AppsReal Estate

Hiring Manager

Tony A.

Responsibilities

Underwrites loans in accordance with Company and Investor guidelines following company’s policies and procedures under general supervision

Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements

Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines

Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable

Applies and interprets company underwriting guidelines and makes sound credit decision

Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information

Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies

Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs

Determines any conditions, stipulations or pre-funding requirements

Reviews and clears underwriting conditions, stipulations or pre-funding requirements received

Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise

Assists departmental support staff when necessary

Resolves and responds to post closing credit exceptions received from investors and auditors when required on loans underwritten

Maintains ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position

Completes second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed

Qualification

Mortgage loan underwritingFHA Direct EndorsementDULP experienceCustomer service skillsOrganizational skillsMicrosoft Office proficiencyPaperless Loan Origination SystemEffective communicationDetail-oriented

Required

A thorough knowledge of mortgage loan underwriting

Maintains highly confidential information concerning loan applicants

Requires high level of organizational skills and ability to work on several tasks simultaneously

Constant contact with Loan Officers and internal office staff

Significant coordination of various duties required

Office machines such as computer, copiers, fax machines and the telephone

Ability to communicate effectively both verbally and in writing

Ability to handle detailed assignments

Strong customer service skills

Ability to organize and prioritize workload and meet deadlines

Excellent computer skills and working knowledge of Microsoft Office products

Five (5) plus years of FHA mortgage underwriting work experience

DU and LP experience required

Preferred

FHA Direct Endorsement designation and/or VA SAR designation highly preferred

Experience working in a paperless Loan Origination System environment preferred

Benefits

Comprehensive healthcare plans for you and your family.

Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.

Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.

Customized training programs to help you advance your career.

Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow.

Educational Reimbursement.

Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Company

Carrington Mortgage Services, LLC

Glassdoor3.1

NMLS ID #2600 (www.nmlsconsumeraccess.org) http://www.carringtonmortgage.com At Carrington Mortgage Services, LLC, we believe home is both a place to live, and a powerful financial tool.

Founded in 2007

Orange, California, USA

1001-5000 employees